Why the FUCK do broke-ass bums on disability have perfect credit and I don’t?

Listen up, Anon Babble, I’m steaming mad right now because I just figured out how this credit bullshit works — and it’s completely fucked.

My dad, who doesn’t pay a single bill, has no money, no job, no home — but he’s rocking an 800+ FICO score. How? Because he’s got one shitty-ass credit card he’s had for 20 years that he never missed a payment on. That’s it. No hustle, no assets, no income, just a relic card from the Stone Age that the system worships like it’s the Holy Grail.

Meanwhile, people actually trying to get ahead, grinding 60 hours a week, get crushed with low scores because life hits hard sometimes. But a guy on disability or welfare, who literally can’t get shit, is “low risk” to the banks because he doesn’t fuck up his credit card payments?

WHAT THE FUCK IS THE POINT?

This whole system is rigged to reward ghosts and punish the living. It doesn’t measure ability, it measures risk from the banks’ perspective — and that’s a massive fucking joke.

Who else here is tired of this clown show? Drop your stories. Let’s roast this credit circus for what it really is — a scam that lets broke-ass moochers flex like kings while the working class gets spit on.

The point is to have retards like your father overextend themselves into crippling debt time and time again to quadruple down on taxing the cattle.

If you can't afford it, you don't deserve it.

Yeah, I get the cynicism — they want people like my dad to choke on debt so the system profits off their collapse. It’s the same predator game every damn time: trap the desperate in credit quicksand, then bleed them dry with interest, fees, and penalties.

But here’s the ugly truth they gloss over:
My dad never overextended shit. He kept one dusty-ass card, paid on time, never borrowed more than he could handle — and that’s why the system treats him like royalty.

Meanwhile, folks busting their asses every day, sometimes overextending just to survive, get slammed with debt and crap credit for a single slip-up. So it’s not about “deserving” — it’s about who the system lets win and who it throws to the wolves.

If “can’t afford it = don’t deserve it” was gospel, then why are the ones who actually pay their debts rewarded the hardest? The system isn’t justice; it’s rigged chess, and the rules are written by the banks.

Kek. Thats exactly what you wage cucks deserve. The NEET BVLL marches on.

Lol, NEETs talking shit from their moms’ basements while real people are out here grinding 12 hours a day trying to keep their heads above water. You losers with zero ambition love to throw insults like “wage cuck” but have no clue what it takes to survive in the real world. If you think avoiding work and responsibility is some kind of power move, you’re the reason the system keeps grinding us down. NEET BVLL? More like NEET parasites riding off the efforts of everyone actually hustling. Keep hiding behind your excuses and watching life pass you by while the rest of us build something, no matter how fucked the system is.

Very cool story wagie. Now back to work. KEK.

It's literally called a "credit score" because it's a measure of how good you deal with credit. If he's paid his bills on time for decades he deserves a good credit score.

Mines 840 - it's a very easy system to learn and win. Don't take out credit for anyhing you can't afford and make sure to pay your bills on time or in advance.

Cool story, NEET. While you’re wasting time shitposting and living rent-free in mommy’s basement, the rest of us are out here working our asses off—even in a rigged system.

So keep flexing your keyboard warrior skills, but don’t act like you’ve earned any respect. When you finally decide to join the real world, maybe then you’ll understand why people call others “wagies.”

Now, back to your anime and instant noodles. KEK.

Yeah, that’s exactly how credit scores should work — if someone pays their bills on time, they get rewarded. But here’s the catch with my dad: he doesn’t actually pay his bills. The government foots the bill for most of his expenses because he’s on welfare and disability benefits.

So while he’s not handing over cash himself, those payments still get reported as “on time” by creditors. The system treats it like he’s making the payments, so his credit score stays pristine.

It’s a loophole that lets people with no real income or responsibility rack up excellent credit just by staying in the system, even if they’re not actually paying anything out of pocket.

That’s why the credit score isn’t always a perfect reflection of someone’s true financial health or habits. It’s just how the game is played.

We need a cleansing war

Back in the cagie wagie. Hush hush. KEK.

Your dad is an extreme exception to the rule.

Don't think for a second that credit kikes differentiate one goyim from another based on class or status. We're all dollar signs, just of varying degrees.

The only winning move is to not play, but I imagine you're well aware of that already.

The medicine to right wing populism is more welfare, combating class differences and not least, a real dental healthcare reform!

cuz ur a dumbass retard

Yeah, he’s an outlier, but that just proves how broken the whole credit circus is. It’s not about class or status — it’s about how the system scores risk and who it lets slip through the cracks.

We’re all dollar signs to them, no doubt. The only “winning move” they preach — not playing — is a luxury few can afford when rent, bills, and survival don’t pause for ideology.

I’m not just aware — I’m figuring out how to break the system on my terms because walking away isn’t an option when the world’s already stacked against you.

Yeah, sure—just throw more welfare and bandaid reforms at a system designed to bleed people dry. Right-wing populism didn’t explode because people got too little dental care or welfare checks. It blew up because the whole setup is rigged to keep us pawns, trapped in cycles of debt and broken promises.

You want real change? Tear down the walls that let welfare become a credit score loophole and build something that doesn’t treat people like cattle to tax or charity cases to pity. Otherwise, you’re just rearranging deck chairs on a sinking ship.

But are the tendies ready?

How am I the dumbass? For wanting to play by the rules and not cheat the fucking system every way I go? I honestly believe that my dad might be part kike. He's as cheap as one. Won't even get a fucking place for himself to live. Would rather live in his car or at his sisters place so that he saves every penny he can. He's so tight, he fucking squeaks when he walks,

you're black
dumb
and have no shame
you could easily get tax money off pretending to have a business

bitch i already read you

I'm fucking white, you jackass. So is my retard father who mooches off the world and has kike level credit.

I'm fucking white,

stop playing with me

Listen, boy. I'm not playing with shit. My father's Sicilian, my mother's Irish. How am I not white? Because of your fucking hitler youth mentality?

Listen, boy.

it's already done
I done told you what I said
you can like it or not, I don't care

So... you know how to get good credit, but aren't doing it why exactly? Or did you already abuse credit cards and that's why you're salty?

You called me a dumbass retard. Okay kid. Moving on.

Want the truth? I had pretty decent credit before. Had to use it to take care of my mother and keep groceries in her house and feed her, pay for things for her. My income wasn't that stable because I was doing DoorDash and other shit. So it snowballed and I never got a good enough job to take care of it all.

ou called me a dumbass retard

you're asking Anon Babble to solve your life
of course you're a retard

And you're some almighty genius?

you're just lucky im feeling nice
it couldver gone way south otherwise, you're really easy to lead because you need to have the last word

say I don't know you

What's admirable about slaving for Shlomo and not even having anything to show for it? Your premise is flawed and idiotic.

Thread derailing nigger shut the fuck up. Go suck a billionaires asshole.
The whole system is built around stupid fucking loopholes, but if you want to level the playing field, then stay vigilant.

Who said that I slave for kikes? I'm an independent contractor. If I'm broke, I do Amazon Flex. I've always had ways to make money. And who gives a fuck if I have shit to show for it? I rent a room. I don't have company over ever. Because fuck other people. If I want to show off, I go out and do it. That's not the point of what I'm saying here though.

Why is it that motherfuckers like my father can thrive financially without having any fucking understanding of finance at all whatsoever? Yeah let's reward retards on disability with a perfect score but let's also not give them enough to obtain anything worthwhile with that credit. It's retarded. He's retarded.

But a guy on disability or welfare, who literally can’t get shit, is “low risk” to the banks because he doesn’t fuck up his credit card payments?

yeah that's how it works. credit ratings are designed to predict the likelihood that you will pay your bills on time

Want the truth?

Ah, that's rough.

But he's literally on welfare. How and why do invalids have credit scores? What's the point?

nah i want to eat him
but i've been straight up

IIRC he'd need to prove income to get big loan like for a house, etc.

Credit Score is only one factor for your...real credit score.

If you can put up collateral you don't need good CS.

Guys like Bezos and Musk don't pay income tax because they only "borrow" with stocks as collateral, and "loans" are not "income".

Because he pays his bills on time retard. How are you not understanding this? Income as a raw number doesn't matter. Only debt to income ratios and whether or not you pay on time, because the amount lenders will offer is already based on a process that calculates your income. Credit score dictates interest rates, income dictates the size of the loan they're willing to lay out. If you were making a quarter million a year gross but had a 550 score you could still secure a loan way larger than your father ever could, but you'd be paying more interest on that principal.

So what exactly is the point of a good goy score if you don't have sufficient enough income to really enjoy it? My late mother had about a 600 or so FICO and got her condo with it. Only reason how was because she had a fucking job. An income source.

Honestly, at this point, people who don't work shouldn't have anything. I've been homeless before. I don't feel sorry for pieces of shit who don't want to contribute to society. Let them rot in hell.

You're saying bills as if there were any plurality to it. Bill, you fucking retard. Bill. His credit card bill. If his fucking net monthly is $1800 a month, and his FICO is about 821, then realistically, what's the bastard getting? Not a damn thing.

I don't wanna eat you anymore
you're a nice guy

ty fren. here's an e girl photo for you to goon to if you'd like

Yeah a bill that he probably has been paying each and every month for decades. What is it called when you take one bill and add it to a category over time with another later bill? You call them bills dumbshit. Pay your bills for a little while and you can have good credit too faggot. Like multiple people have already said in this thread, credit score is nothing but a measure of "does this person take out loans of one type or another, and make payments on time". That's it. Nothing more. If you want to tank your score, miss some payments, if you want to raise it, take out more loans and pay them on time and it'll rapidly increase. There are no further implications to the number.

pretend you have a business
use it as a floor

What's the point?

The credit score is less than 40 years old. Before they existed, "consumer credit" was almost nonexistent (think "Macy's card"). But there was money to be had.

what, LARP as a businessman? I'm confus

My dad, who doesn’t pay a single bill, has no money, no job, no home — but he’s rocking an 800+ FICO score. How?

Because he probably paid off a mortgage and 5+ cars in his life and he has a history of paying off his revolving debt.
The CC companies also know his only income is social security so he can't go out and get a mortgage or something.

Meanwhile people with 700 credit scores get houses, SBA loans, etc. They get these loans because they have the income to pay it back.

Yes, it's a bit of a scam to encourage you to up your credit score when the real way you get more credit is make more $$$$, not pay back loans.

A dumbass who just came out of bankruptcy who makes 60k a year is a better credit risk than your dad or even someone making 150k+ who already has debt.

Because he probably paid off a mortgage and 5+ cars in his life and he has a history of paying off his revolving debt.

Ha fuck no, my mother put him on her bankruptcies twice. He's never paid off anything. He's a fucking manchild.

I had a good job recently and got laid off. I was happy to work there. Would have fucking slaved for decades. The company needed to save money. Now I'm selling my plasma to make ends meet. People always assuming things. At the end of the day I still believe the less deadbeats the better, even if those deadbeats are rich who think their money can hide their weakness and lack of accountability.

Of course. You went down to the bank and they got a look at you before they wrote you a loan for a house valued at 3-5k your income to make sure you weren't a drunk or a nigga

That's why being a commerical banker was a much better job before the standardization of loaning money. You had to know who was a good risk and who wasn't using a combination of metrics and a paper bag test.

I've been waiting almost two months for the Postal Service to fucking offer me the job I put in for. I aced their postal exam. They did my fingerprints. Still nothing. Before that, I had a permanent position at Amazon. Made damn good money too. But I didn't want to work around niggers. So I quit and lost out on a good amount of money.

Ha fuck no, my mother put him on her bankruptcies twice

Well there's your answer. He had a couple of bankruptcies 20 years ago (they used to say 7 years in reality they don't care once you have left bankruptcy nowadays).

He has no debt. He has no mortgage. From what I can tell no car payment. His credit score being 800 sounds about right.

High likelihood of paying back any loan he would take out, loan amount limited by amount of income.
You have touched on something which is that credit scores are weighted against the young because not having previous credit is WORSE than having a bankruptcy from 2010 where you lost everything.

real people are out here grinding 12 hours a day trying to keep their heads above water

How is this a boast? You're attempting to brag about what amounts to slavery.

My mother worked for Citigroup. She was also one of the biggest fucking nigger haters I've ever met in my entire life. I miss her. She used to tell me so many stories about how niggers would try to outsmart her company and how the company would foreclose on them and make them homeless. It was funny as shit.

No car payment at all. He has four piece of shit cars.

I've been waiting almost two months for the Postal Service to fucking offer me the job I put in for.

But I didn't want to work around niggers. So I quit and lost out on a good amount of money.

applied for the postal service

spazzed and quit previous job because of the prospect of working around niggers

Oh buddy do I have some bad fucking news for you.

Is that a jew getting his brain blown out

because SC is an IMPORTANT factor in what %rate the Jews will charge, and important if you ever want to rent an apt or house.

Look at it this way, with good CS you can borrow cash to buy BTC at lower interest than BTC is increasing.

with good credit you can get quick loan from bank if you want to "pounce" on some dream car or boat.

to do like Dead Beat Dad and have long CS HISTORY, even if you don't need or qualify for Credit Card, do one of those Ghetto Friendly "pre-paid" CC where you put up cash for Credit Limit.

Sounds retarded but after a couple quick years they will return cash and give you a real credit card. Couple years later you get offers for "0% for 15 months on purchase AND balance transfer. 3-5% fee on BT". Inflation is way over 5% so even for BT 5% for 15 months means you are making money off the system, and even more for purchases, and IIRC that can include BTC if you do it right (not a 'cash advance' but a "purchase" where BTC seller charges you WTF the CC fee on purchase is).

Without ANY CC you can't do lots of shit like rent car, skis, pay bill online, hotel, airline tickets, etc without major hoops and being treated like criminal.

In an ideal fucking world, no one would work, alright? Neither would I. I get survivors benefits off of my dead mother and I don't even want them. I'd rather bust my ass so that I can have a much higher net monthly income. And so that I could leverage other people's money to have assets and obtain shit. Not be how I was in my twenties, some fucking loser NEET playing Grand Theft Auto all night and day.

Oh I know, it's like jumping from a frying pan into a fryer. But at least the background check at the United States Nigger Service is much stricter than Scamazon.

well that sounds like a retarded plan the postoffice pays less than amazon. You get a shitty retirement plan and they keep you out of the pension plan for a couple of years and make you work 60 hours a week at 1.5x the bullshit rookie pay.

Target pays more. UPS pays more. Nonunion FEDEX pays more. If you really are in fulfillment and not a huge bullshitter you could just walk down to any warehouse in town and get a job that pays better than the USPS.

The only people at the USPS who like it are shell-shocked vets who got a million freebie points to get the job and wouldn't get hired at a real logistics/shipping place.

I didn't pay taxes or have a job on the books until I was 29 years old. When I bought my house they told me I have a 780 credit score and I have no idea how.

I'm fully aware. I wanted to get into DOT Foods but they never want to hire me for some reason. I might just get my guard license, idfk anymore.

How much of a house did you get?

Usury should be illegal to be honest. All our ills can be traced back to it.

In an ideal fucking world, no one would work, alright?

No, that's the garden of Eden.
In an ideal world people would be assigned a job that most aligns with their strengths in order to make the output of the labor market the most efficient.

It isn't ideal to not work as nothing is produced. It also isn't ideal to have people do jobs just for money. The ideal is to have the maximum production from your labor capital.

That's fair.

If you want to get into logistics/shipping/retail wholesale just get a job at any place (USPS doesn't count).

Then go to Junior College and State U studying Logistics Management. It's an easy mode degree and worst case scenario you end up working at the same warehouse but as a manager.

IDK though you don't really sound motivated or excited or knowledgeable about anything if you are trying to go USPS without military experience.

I work in logistics management and make 75k a year. My boss makes 150k. They have tons of good warehouse bros there is just a huge gap of people with a degree. The problem is that the best warehouse bros don't want to go to school they want to drink beer and fuck not study.

I'm a white zoomer so it is annoying as fuck that people just assume that I'm not having to bust my ass working and get treated like a fucking dog by literal subhumans, because they believe I have something to fall back on. I DON'T BECAUSE MOST JOBS PAY FUCKING SHIT! AND EMPLOYERS WANT FUCKING GOOD GOY SLAVE CHATTLE! What an invigorating future of worthless leadership constantly playing kiss ass to foreign invaders. (((BY DESIGN)))
No good deed goes unpunished in this fake society.

Delaware really isn't big on warehouses. Banks, yes. Warehouses, no.

I got into it because I was already studing accounting and working in a warehouse in the summers. Eventually I realized I like my warehouse bros better so I switched my major from accounting to Logistics Management

i know

Move to where the jobs are. Philly or NJ is big on warehouses and production and transportation and logistics if your dream is to work in logistics.

It's not really that exciting but that's what makes it awesome. And in the end I manage how things move from producer to consumer.
I also don't have to deal with grumpy/weird/violent customers.

You have to deal with the grumpy truckers delivering who are always late and trying to cut corners. You have to deal with the kinda alcoholic and often depressed warehouse hourly workforce (those guys who are productive functional alcoholics are usually the best guys).

I also do something real. I'm not manipulating a spread sheet for tax purposes. I'm not some codemonkey so that's nice. My job is not intellectually taxing it's kinda like juggling.

You remind me of my old area managers at Amazon who thought that their job meant something. If it were up to me, logistics would be 100% fucking automated.

You're a nigger and should stop complaining about not having a disability.

You're a dothead. Shut the fuck up, you're not even human.

I just needed to blow steam in the only thread that wants to discuss changing things rather than just bot threads and fucking pathetic OP's.

Still makes sense. If he can get his handler to approve an advance to buy him furniture it's a government contract. Those things are very juicy to debt leaches.

You're a jewish golem.

In the end you still need someone to look at the screen, inspect the shipments. automation won't eliminate my job for 75 years. It'll just mean I don't have to manage 15 grumpy functional alcoholics. Which is kinda the part of my job that separates the good from the average. Anyone can just follow the logistics protocols. The skill is in managing the personel.

shocking Anon Babble neets are literally dumber than nigs who just open up a bunch of CCs, live over their means and declare bankruptcy and 6 months later they're out of debt again and ready to run up more credit. Wash rinse and repeat.

on this thing Anon Babble is dumber than nigs.

You really think someone still needs to “look at the screen” forever? I worked at an Amazon Robotics facility. That’s already outdated. Computer vision and AI models flag inventory errors, damaged goods, and misroutes way faster and more precisely than any human ever could. The “screen watcher” role? It’s a stopgap, not a lifeline.

Your “automation won’t kill my job for 75 years” line is pure arrogance. Automated mobile robots—Kivas, Pegasuses—move product around with SLAM and dynamic routing. Robotic arms pick and pack with reinforcement learning that gets better every day. Whole sorting centers run with zero human touchpoints. This tech isn’t decades away—it’s happening now.

And managing “15 grumpy functional alcoholics”? That’s your weak spot, not your strength. Automation exists to erase chaos like that. HR dashboards predict who’ll quit, AI optimizes shifts, and systems monitor fatigue and risk without coffee breaks or mood swings. You think that “people skill” keeps you safe? It just marks you as overhead.

Protocols aren’t followed by people anymore—they’re coded into warehouse execution systems that talk to each other in real time, adjusting routes, loads, and priorities instantly. You’re still reacting, while these systems predict and prevent problems before you even notice them.

The real skill is building systems that don’t need you. You’re not indispensable; you’re a fossil in motion. The future of logistics doesn’t babysit the broken—it replaces them. So keep patting yourself on the back managing dysfunction, but know this: automation isn’t your enemy, it’s your replacement.

it is a fucking scam m8. I have never had a loan or credit of any kind in my life and my score is perfect. how the fuck does that work? it is bullshit

you’re clearly out of the loop, here’s the real deal on Kiva and Pegasus: Kiva robots are the little orange bots you see zipping around Amazon warehouses, hauling entire shelves—called “pods”—to human pickers. Instead of workers wandering aisles looking for products, Kivas bring the inventory straight to them. They navigate using SLAM (Simultaneous Localization and Mapping), constantly updating their position with lasers and sensors to avoid collisions and optimize routes. This isn’t some futuristic concept—it’s been running for years, massively cutting down walking time and boosting efficiency.

Pegasus is the next-gen version—bigger, faster, smarter. These bots handle heavier loads and more complex tasks. They’re integrated with AI systems that manage everything from path planning to real-time obstacle avoidance. They don’t just follow orders; they adapt on the fly. When you think you’re “managing people,” Pegasus is already rewriting the playbook for how product moves through a facility. Both Kiva and Pegasus are prime examples of why your “someone still has to look at the screen” bullshit is laughable. These robots generate a flood of real-time data feeding into machine learning systems that instantly adjust inventory placement, shipment prioritization, and even maintenance schedules without human input.

So yeah, you’re not going to be the guy babysitting these bots in 75 years. They’re already running circles around your whole “people management” skill set. Welcome to the future you missed while trying to keep dysfunctional humans afloat.

I didn't know aussies had FICO scores.

A good credit score means you pay back your debt, it's not all about how much money you have. If some is broke (like me) and has a good score (like me), it simply means they are not using more credit than they can pay back. It's that simple, like 2+2=4.
If someone with more money can't get a good score, they are living above their means.

Logistics is actually a great field for men who don't want to deal with excessive bullshit. One thing about the industry is that fronters and people who don't want to work are exposed as frauds or malcontents pretty easily so you can't just shirk. You get to play with powerjacks and lifts and cherry pickers. Depending on where you are you're in a union. It's way better work than being in the factory or selling the product in a store.

People that are organized and reliable are promoted. You don't need to be super friendly just not a weird asshole. It's kinda sweet.

You sound pretty sad and jaded. The truth of the matter is I was a middle of the class graduate who hooked up with a nice company who makes a lot of money doing what we do. We don't have some weird vision to automate everything. Bottom line is I'm doing better than you right now because I don't need to worry about the health of the industry I just need one single job as I'm one person. And the bottom line is I've got a degree in the field and a decade of experience herding cats and pushing product.

Welcome to the future you missed while trying to keep dysfunctional humans afloat.

While I agree the end is less low end warehouse workers even if somehow in your robot utopia I lost my job I would just make a lateral move to any industry that requires a knowledge of how to manage a dozen people at a time. As I made it clear, Logistics Management isn't difficult. It's organization, personel management and a bit of computing.

In an era of people bitching about not being able to get a job I'm literally saying here's an industry where you can make a living wage and not be treated like an animal.

But by all means find a reason not to work.

Because he’s got one shitty-ass credit card he’s had for 20 years that he never missed a payment on.

But he has

No hustle, no assets, no income,

And again

has no money, no job

Sounds like bullshit to me

Only problem, slick, is that your superiors want to hire niggers, africans, and illegals to do the work.

Look, it’s not about sounding “sad” or “jaded.” It’s about calling bullshit when I see it. You think you’re cruising because you landed a gig managing chaos, but that’s short-term comfort, not long-term security. The “nice company” you work for? They’re bleeding cash if they aren’t betting everything on automation to slash costs and speed up throughput. That’s the truth the suits don’t advertise to middle managers clutching their “herding cats” badges.

Having a degree and a decade of experience managing dysfunction is fine — for now. But the companies investing billions in robotics and AI aren’t doing it to make your job easier; they’re doing it to make your job obsolete. The ones making bank are those building and controlling the systems that replace those “cats” you push. That’s the real power.

If you want to stay relevant, start learning the tech that’s coming for you instead of patting yourself on the back for “just one job.” Because while you’re busy “herding,” the robots are learning to run the whole damn show without you.

not born a yid

care about yid number

muh six gorillion equifax

Cleansing, yes, war, no. Don't worry anyone can be destroyed at any time.

I did temp security at a major chain store regional warehouse.

Shit wages for hard work. 1/2 crew were 'subcontractors' doing piece work.

I was making more sitting in air cond lobby playing on my laptop.

more welfare, combating class differences and not least, a real dental healthcare reform

Communism

Its a trap to get you to work harder because they see you working.

you cant afford shit, your bank can

Did you have a guard card?

1

Why does the smoke look like a kneeling man with his hands tied behind his back getting his brains blasted out from behind.

Sucks to suck OP, don't stay up too late you have work tomorrow wage cuck. You could've just done a google search to find out what you credit score is based on but you had to be a retard peasant.

I didn’t read your blog but my credit score in the US is 823.

lmao ChatGPT wrote this.

She could've got some welfare or many other things, but as usual you're a weak retard with no strategy.

I actually don't.

Awesome, ladyboy. I'm happy for you.

She had two retirements and was on social security.

An entire thread of bots and AI-generated slop. Jesus Christ, we are fucking doomed.

Technically, your dad's disability is a very stable income and he's never missed a payment so a sky high score makes sense. You, on the other hand? Complete faggot. A shitty credit score is appropriate.

yeah, 800 is literally that easy - get a credit card, set it to autopay, collect cash back. that's it.

See
I also have a very stable income. For the rest of my life. I just don't have his credit.

Skill issue, if your mom wasn't a deadbeat she could make it with these amounts.

hes low risk because he doesnt qualify for any loan
you fucking idiot

Go suck your own dick, you stoic piece of shit.

Oh.

Sucks to have retard genes, better luck next life XD

You were born to be a slave because you are cattle the jews are just right about that most people are npc cattle to be used. Your dad is based for exploiting the corrupt system and taking advantage of you.

I also have a very stable income. For the rest of my life. I just don't have his credit.

So you're a welfare queen too, just like your dad?

yep

your dad has more stable income than you because he gets the same check from the government every month no matter what happens, its not like he can be fired. thats what his credit score reflects. he has stable income to pay off the level of debt he is incurring. its not a loophole or a trick. its literally working as intended

I have the same stable income. Why don't I have his credit? Because some kike said so?

It's a debt score you idiot No debt and no score
YOU SHOULDN'T WANT ONE
The CREDIT is your CREDITOR who extends DEBT to you