New Black Idiosyncrasy Just Dropped

Well, it didn’t *just* drop, but it’s worth adding to the list now.

The niggers don’t understand payment plans or interest.

How else do you explain agreeing to $0 down and a 450 month payment term of $500 a month for a $30,000 car?

I get that this invariably results in the nog just driving the car off the lot, driving it around for a month, never making a payment, getting it repoed and maybe shooting the repo man, but still. Their jubilance when asked about their finance term betrays that they think this is some kind of win, like the dealership hooked them up.

Picrel is a far more hilarious example of the extreme high-time preference, dyscalculia, and high-stakes, myopic, and poorly considered sexual and social signalling endemic to our 15 second friends.

What are the political implications of 13% of our voting population not understanding how numbers work? What are the implications of this group having a frighteningly high birth rate, and being incentivized to multiply even faster? What is the critical mass of niggers needed to render a place South Africa?

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Just don't pay, fuck they gon do

a 450 month payment term

bro, that's almost 40 years

why are those pants so expensive

What's whitey gonna do? Repo his pants?

It occured me after hitting post that this is probably an ingenious method the clothing outlet has devised to sell 20 dollars jeans for 100, maybe 150 dollars. No way they’re sending the repo man after some dreadhead for his jeans

Yes. It is. Blacks will sign their name under a 40 year payment contract for a car.

everything you have you will rent
you vill own nothing
not even your pants
the repo man will confiscate your pants and buck break you

looks like they're covered in shit stains at a distance

Why do you even allow that. You cunts truly are judaised golem who know nothing but usury.

this nigga financing his jeans LMAO

The niggers intuitively understand that might is right. If you have a gun, then money isn’t real and contracts do not need to be honored (and nigger chimping doesn’t need to be tolerated). It would behoove the Whites to learn this lesson also.

niggers paying thousands for pants

they really are retards aren't they?

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Pretty much what I thought. Make cheap shit, advertise it to retards, say it's $18k, while the down payment already covers your costs, you might also get some extra money from the monthly payment. In case the nig can't pay the remaining 17.5k, you've got yourself a nice case of aquisition.

No way they’re sending the repo man after some dreadhead for his jeans

they sell the debt to agencies who then collect on it, although i can't imagine how many would even want this kinda debt.

The car dealership is not seriously expecting to sell a $30,000 car for a quarter million. They are fully expecting no more than a handful of payments, at best, in exchange for giving up the car for a few months, then repo-ing it. I’m sure internally they’ve calculated that they come out on top if they do this.

Garnishment on paycheck.

It's not like the pants are actually worth more than $40 to the retailer.

veblen goods

its like selling $40k handbags to retarded women

See this shit? This is why niggers are poor, not muh racism.

so the jeans cost <$100... smart marketing oy vey

Narcists will pay money in order to look rich.

It's why per capita most Gucci fur coats in the US are sold in Louisiana, because every dime bag dealer thinks they can command respect by wearing an overpriced coat.

That might be the ugliest pair of jeans ive ever seen in my life

Yup. This is the psychology behind all luxury purchases. You don’t buy an Audemars Piguet because you’re a connoisseur of high horology, nor for its utility as a timekeeping device. The fancy watch is nothing more than a receipt that says “I lit 40 grand on fire, my kids will eat, and my sons will fuck. Have sex with me”.

And the value of a receipt that displays “$x lit on fire” is x, regardless of what it costs to print.

All men engage in this behavior but the niggers will take it to its extremes, to the point of self ruin. They’ll forego their next meal and spend the last of their money on a bottle at the club, just to open it up and pour it all over the ground. The stakes for social signalling and sexual competition among the blacks are sky high. This shit is life and death to them.

itt: retards who don't understand the grift

you sign your name on a bunch of papers and get a car to use for a couple months for way cheaper than a rental car. you pay on it for as long as you need it, you don't need to put any work into it because you know the repo men will be coming for it sooner or later. then you sign your name on some more papers, and the debt goes away like magic. and the banks have to give you loans as long as you're a shade darker than alabaster, and the same car lot will do the whole thing over again so there are zero consequences for any of it beyond the money you spend.

for the lot, you can just keep reselling the same shit cars in barely driveable condition, write off the ones that are too wrecked after recovery, turn them in for insurance payouts and use the funds to buy new beaters.

”narcissists”

It’s a mating strategy. An honest signal of wealth. Not a pathology.

All men engage in conspicuous conspumption of varying degrees if they have the capacity to.

What's whitey gonna do? Repo his pants?

YES

take you to court

get ownership of your vehicle

default on auto loan (because you can't return a car you no longer own

get wages garnished

lose job

get lien against property

hope the pussy them pants got you was worth it.

Well I’m no fashion expert but they are obviously gaudy and ridiculous, so I see the market niche.

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They're so zesty it's just hilarious.

Take them back of course

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This is all assuming the nigger possesses something of value to repo/garnish. One has no recourse against a destitute (typical) nigger.

But I think it’s clear nobody is handing out $18k jeans to anyone with a hundred dollar bill and a pinky promise to pay $50 a month for the next 52 years ($31,350)

honest signal of wealth

Niggers

Down payment on fucking jeans

You're a fucking retard if you actually believe the nigger maxing a credit card for Gucci is an 'honest' display of wealth.

isn't that just layaway?

Where would blacks be of they put this sort of energy into anything actually productive?

Well, it’s costly, and they are gaming the system by putting it on credit and foregoing rent and their next meals, but it does yield pussy for our nigger. If it didn’t, they wouldn’t care about fancy shit.

So they are selling gaudy jeans for $100 dollars? Nobody really expects a second payment do they? Great way to move chinkie knockoffs I guess

This is all assuming the nigger possesses something of value to repo/garnish.

There's decent odds on their grandma passing and the nigger getting a small amount of inheritance.

Imagine being this retarded.

And it looks like SHIT teenage girls used to wear in 2002

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Just don't pay, fuck they gon do

exactly what's going to happen. the pants subscription is going to be last in order of things to pay. and really what are they going to repo your pants or something? it's probably fake though and i'm a moron for responding

“Just pay, fuck they gon’ do”

Is what is going through the mind of every black that put a $100 deposit on those jeans, thinking they’re pulling a fast one on the outlet. They pay $100 for a $20 item they think is worth $18,000.

knocked down by the next biggest nigger. crabs in a bucket got nothing on nigger proximity

They pay $100 for a $20 item they think is worth $18,000.

you can't even go out in 18k jeans. niggers smoking blunts and accidentally drops it on your pants. plus now that i think about it, i just bought a car for my wife and it was ~18k so you could literally have a car instead of pants.

Its the 60% of dyscalculic whites that makes all the problems,even import cotton picking niggers because not investing in tractors.

Sell $15 pants for $18k

Few niggers don't even pay it back

But they will become live advertising elements for said pants

Soon few stupid whiggers want them too

Their parents won't have their wages garnished so they pay like good goys.

But you’re white, so you have some sense of hierarchy in your mind. What’s more important than what, and so on. I would not expect you to light money on fire on jeans when your wife doesn’t have a car

I want to agree, but man, the blacks engage in some risky behavior. I’ve seen videos of blacks waking around the hood with a wad of money sticking halfway out of their pocket, with their shirt tucked behind it. Shaniqua’s diseased and putrid vagina is just so appealing, that a nigger will engage in life-and-death dominance displays to get up in it,

i have three suits for work and they were ~$500 from macy's. they are only for special occasions where i have to make a presentation or whatever. but i worked with one nigger that had one suit and he would wear it every single day to the point where the seams in the shoulders started splitting. he would even wear his sport coat at his desk all day. he was basically a joke in the office.

Its the 60% of dyscalculic whites that makes all the problems,even import cotton picking niggers because not investing in tractors.

The problem wasn’t so much bringing them here, it was what the Whites elected to do with the blacks after abolition that was without logic.

don’t kill them

don’t castrate them

don’t deport them

remind them that we used to own them as property (they won’t hate us, bro, I swear)

give them gibs so their population explodes (they’re just like us bro, I swear, it won’t be like South Africa)

niggers have no concept of time and don't understand delayed gratification.

The things niggers buy is the real reason for their "socioeconomic factors" Nike, Apple etc are complicit in making niggers poor. They should all be denied credit because they do not understand it, and have no impulse control.

The other dimension of the hustle is getting those 15 seconds on youtube, which can pay for the jeans, but it won't because they'll take them back.
Or do like some of these more advanced grifters where they both go in on a flash car, or maybe they also timeshare the jeans similarly.

There is a lot of bullshit specifically for cameras being produced, since producing bullshit for cameras has been incentivized. Caz me ouside probably signified the onset of the death of the human race.

Special leathers and 22 karat gold? Lol. Maybe plated. There could be a Tiktok video showing how these are made in China. That shit is probably worth a few hundred. If they get 3-4 payments they have covered the real cost and then some. Genius way to get them to pay.

Exactly. Worth a little more than 20$ but if they get a couple of payments of 100 then they are making bank.

The niggers will still smell like weed, Hennessy, and sweaty ass. No amount of money or fashion will get that stinch off.

Thas called game yt pussy, that shit y snowbunnies beg for our dicks and yall stay sittin there watching.

The musk of weed, henny, and a prior elopement is an intoxicating aphrodisiac for Shaniqua. “Dat be a real skreet nigga, he dun finna do be slingin dat mufuggin long dick, hyuh I buss it open. My son need a new pappy”

people

This shit is so ugly I wouldn't accept 18k$ to wear this publicly

t. chudjak