Apartment

it'll get better but not for a while. even if interest/mortgage rates go down, there's still a ton of demand for housing, and it will quickly go back up as people buy the houses at the lower rates.

if you look at the other photos of the place it looks pretty alright. but yeah, you're not going in at teh asking price thats for sure.

I never understood "buying a house". Maybe it's because i knew from a very early age that I would never have a family or anything of the sort but getting locked into something that you got pay for 30 years seems fucking absurd. Then there's all the costs, if I have a problem with my apartment I put in a trouble ticket or move. A house you gotta drop 2k, 10k, 15k,20k where tf do people even get that kinda cash? i mean sure some places offer financing but you likely won't get it. What about if you want to move? You gotta sell that house and if it's worth less than you got left on your loan do you eat that, roll it over to someone else...nobody is gonna do that shit either that or you deal with renters...... Just seems like way to much hassle.

Bros, I made an offer on a house and it got accepted and I signed a few things.
I will finally be able to have a kid with my wife.

you got pay for 30 years seems fucking absurd.

you're talking about a long term mortgage. yeah...avoid that like the plague. you gotta find a way to stack cash and then just by the place up front. maybe a 5-10 year deal IF you really need to, but nah....dont go longer.

good. but dont wait. make the kid now. you should have made the kid ages ago and you know it.

you gotta find a way to stack cash and then just by the place up front

I'm gonna be real if I had the kinda cash like to drop up front I aint buyin a fuckin house. I'm gonna rent cheap something and fill it with nice shit and drive a nice car. What use is a house if you can't put anything in it

I have lived with several of my family members (me, my older brother, our father and mother, and grandmother) in US from 1995 to 2011. It was in Boring, Oregon. Our parents bought a house there in 1994, it was a 1982-built estate, our parents paid roughly 282k $ for it, or 332k if including cut of real estate agency's services.

On the pic-related included, our house was nearly exactly same style/kind as shown in the upper-left corner (the gray one). Even the street/neighborhood address roughly matches (though ours was a couple hundred meters further) where we were living.

Main differences between ours and the house that's selling on the picrel, are that our house was painted differently (Sacramento-green walls on the outside and the roof was painted royal-blue), we had fully built porch (with proper railing/fencing, plus it was glassed/windowed out completely and there were anti-bug nets on the open parts, essentially like a mini-greenhouse visually), and we only had medium-sized backyard (fenced off) coming together with that lot, without any of the "plots" of "free" extra land.

Again, our parents bought that for roughly 282~332k in 1994, house itself being built in 1982. Nowadays that exactly same size and nearly exactly same style/design of a house in basically exactly same neighborhood, costs almost 1 mil. Inflation is obvious, but I highly doubt that it's the only factor. It's probably also gentrification or some other shit, I dunno. Also, the obligatory - FUCK the HOAOA's fascists.

Yeah I know anon but I started in 2020 with absolutely nothing to my name. I had to start my life again basically and I'm sorry but raising a child in a 1 bedroom apartment is just cruel. Furthermore women don't even want to have kids when you don't have a real home.
Now I am getting a house and I have a 6 fig portfolio I am much better positioned.

What use is a bunch of nice stuff if you have no place to keep it?

Spam thread

bro is trying to convince himself he didn't buy bags

It's $114k for something that not worth more than the lot price and even then it's a rip-off.

Kys, retard.

A house you gotta drop 2k, 10k, 15k,20k where tf do people even get that kinda cash?

Usually they put the house up against it, get a second mortgage, so they undo some of their progress in getting the house paid off. Some people can make it the whole way to retirement without having paid the thing off because of that. And yes, you will roll over equity from home to home but it becomes MUCH harder to move.

Renting should be the smarter bid for anyone without a family since moving around becomes much more difficult with a family so many of the downsides of homeownership go away, except of course renting sucks just as much now with how high the prices are.

What convinced you to go back to Russiya?

Alive yourself, king.

bro is trying to convince himself he can be FASTMAN and still have a desktop PC with gaming chair

Which came first, the dining room or the dining room table?

so you pay rent for 30 years, and then what? pay it for another 30 and die? You retard, you're paying the mortgage for some jew.
kek. brilliant plan.

depends what you want in life. i dont give a fuck about driving a nice car to be fair with you and i dont like renting because im sick of being in someone elses space, which i was for most of my life until i got a place out rural.

whatever you do with your money just dont get tied into fucking 25-30 year mortgages

you really thought you cooked there lmao

pay rent for 30 years

pay rent PLUS repairs and insurance for 30 years

You can't fit either in a grave, take your pick!

im glad for you guys, but i didn't find it that way. we had our first kid without a place of our own then had another while we lived in our trailer. but we knew what were aiming for in terms of buying a place in the future, so having them before getting that place was more like preparation, so living in the trailer was no real hardship. i hope it works out...and that you can manage a few more before age catches up.

you;ll get it for less than that

he fell for the American Dream meme

just vote in 4 years for another billionaire or Jewish puppet. I'm sure things will change

Your mom cooks for me every morning.

"Convinced"?

The mere fact that, by mid-2010's the region (Boring's area) started being flooded with leftardoid "immigrant" scum from Portland and other neighboring places, mostly chink and spic in origin, absolute majority of which were criminals. QoL situation worsened, because arrogant litterers, heavy druggies, prostitutes and whores, arsoners, and straight up just rapists and murderers, gang members, thugs, started coming in. This was not a thing before 2010, the place was safe, clean, and absolutely fine.

We, as a family, already started packing things slowly by late 2010, but decided to "wait it out" and observe the situation, yet were essentially forced to leave, in 2011. At first, we tried to settle in other States, specifically so our most favorite/beloved ones - Vermont and Tennessee, but we found out that we weren't able to afford to purchase property/real estate there that would've at least equaled what we had in Boring/Oregon, even with extra savings me and other family members had, prices for house space per sqm were exorbitant in Tennessee and Vermont, especially so the latter, which almost doesn't have any decent enough offerings without obligatory pushing of "free" additional land lots in the same package, which we never needed, and we knew how inane the "free land" taxation is.

Basically, after moving about for a bit, not finding anything suitable enough, we left the country outright, by late 2011. My relatives and I still have full citizenship technically, and we still own that house in Boring, but since 2012 we've been only strictly renting it out to others remotely. We also still pay for all the expenses, bills and taxes remotely, as well. The renters only pay the rental fees.

I bought one of these last week and live in it with my wife.
Super comfy.

yeah, with that big slide you're comfy as can be. i could make you a nice wood stove install for that.

fuck off, gayboy

A class A RV will cost you $250k while also depreciating and needing repairs like a BMW.

You can get the one I just posted for 130k. General maintenance will be done by me.

brand new. there are plenty 10-15 years old thats are 10% that price, some of exceptional service history. keep an eye out for them. a lot of them are babied like you've no idea.

Let's not forget an RV loan is usually 10-15% interest because they are such shitty collaterals.

Buy a 15 year old RV? Literally just burn your money. You'll be better off financially.

dont buy one if you need a loan. seriously, dont get into that shit.

depends what you find. i bought a 2003 trailer in 2016 and im very thankful to say its still just fine. there are one or two electrical niggles but that could be solved if i wasnt such a tightass. me and te family lived in it for 4 years fulltime in canada with the winters and a woodstove and then hauled it across the country where it serves as guest accommodation. you can find some good deals out there that have been very well looked after.

Point is an RV is not an option for people who can't afford to buy a home because it's more expensive.

That goes for $750,000 in my area.
Basic starter home.

Is it a pain to keep water loaded into that?

Just ask your parents to buy an apartment for you. Works for me, but I didn't ask.

The average American can't afford a 500$ emergency bill. I'm not sure how they do it given they earn 3x as much as Europeans and pay lower taxes.

Thank you brother I do understand your point and I even agree. I have had a bit of a non typical past few years. I moved here from Engerlund. Started my life over.
It's been a lot of hard work but I've been working towards it the whole time.
I'll make sure we have a few bro.