Deports everybody

they can lower interest rates at any time they want but they don't.... I WONDER WHY ITS A GIANT MYSTERY I'm sure all the jew bots will be able to tell me

Quick, we must deport more, housing prices are still 500% well above what is actually affordable and sensible. Fuck speculators and reverse mortgage boomers killing inheritance.

I don't think a lot of illegals have mortgages

Based.
Total boomer death

THIS.

I specifically voted for this cause and effect.

but has inventory stayed the same?

Yep. Got what I voted for.

Won't mean shit if average people can't get mortgages

Good. Let airbnb fags suffer. This doesn't affect normal people at all except making housing more affordable to us.

But I thought (You) hated landlords?

cuz nobody's gonna buy treasury bonds if they lower the interest rates, america needs to sell treasury bonds to cover it's budget deficit, but people aren't gonna buy it if the interest rates are too low

You'd be shocked. Besides, landlords who rent to illegals most certainly do have mortgages.

“FHA does not retain citizenship or residency data from the loan application and therefore does not maintain information on the number of non-permanent residents who have received FHA-insured loans under past policies,” General Deputy Assistant Secretary for Housing Jeffrey D. Little wrote in a March 26 mortgagee letter shared exclusively with National Review. “This update ensures that FHA’s mortgage insurance programs are administered in accordance with Administration priorities while fulfilling its mission of providing access to homeownership.”

msn.com/en-us/politics/government/exclusive-hud-cracks-down-on-government-backed-mortgages-for-illegal-immigrants/ar-AA1BHQlK?apiversion=v2&noservercache=1&domshim=1&renderwebcomponents=1&wcseo=1&batchservertelemetry=1&noservertelemetry=1

housing prices are still 500% well above what is actually affordable and sensible.

My friends bought in 2018 for 350k, a house on their block sold for 730k. The average salary for our county is 65k.

hopefully it begins affecting Canada
TBD

Median income is 65k because so many households are a single income adult now. Median dual income is likely near twice that for anyone with more than a high school education. I made that 5 years ago on an associate's and had friends with bachelor's always doing a bit better. Still not going to pay that much for a house. Interest is honestly at a historical median, but its the raw price im not going to pay. My parents paid 20% on their house.

deports everybody

If only

they are buying the bonds with their own printed money sent to the banks - it's already self cannibalizing - they are hiding it because it would crash the bond market

Building is as busy as ever.

good

You made 130k???

TOTAL COLLAPSE

The rate is literally the same place it has been for years, he zooms out the graph to show the reductions in 2022 that everyone thought would collapse the housing market and let you poor fags get houses (spoiler, it DIDN'T). Kek.

I want all these "landlords" to default because nobody will agree to pay the inflated rents to keep their ponzi going.

doing that will cause hyperinflation, and has caused inflation when biden did it, there's no winning move, rising interest rates will rape the economy, and lowering them will cause hyperinflation, fucking the economy is the lesser of two evils though, you can survive a rough economy, you can't survive bread costing 300 billion dollars a slice

So houses are cheaper for people?

Inflation will get worse and mess up more models they created which create more problems and more nonsense.

Bitcoin is the only way out.

Precisely.

It's worse than the '07 crash, no zoom needed

bfmFCD6.jpg - 1106x680, 113.62K

I mean there's an element of that too, but stripping away all the complexities and confusing talk, ultimately, america is a broke bitch and needs money, and no amount of fairy nigger dust will change that

They moved from jogger dreams to crypto USD.

Their plan is to create new banks that back USDstablecoins with US bonds.
Trump has a bank, tether is one of the biggest banks, every exchange coinbase/binance/Gemini have their own USD coin.

The idea is you can offer U.S. banking services globally and sell bonds to these companies while nation-states are dumping bonds and getting pounded with tarrifs.

Needs to be lower

Yes. Sucking dick

OH NO!!!! WE'LL BE ABLE TO AFFORD HOMES NOW!!!!!
I WILL BE SO SAD TO STOP SHARING A ROOM WITH THREE MEXICANS FOR $1200 A MONTH.

deport 25% of builders

real estate being a never ending scam crashes to a halt

Next step is dealing with private companies buying up all the property

I agree can't wait.

They've denied liquidity based on race in a debt based economy the last 20 years, USD deserves to die.

I mean I made the current median household income 5 years ago. If I had kept going to school I probably would be near 135k now. Might be my first 100k year this year but that's due to trading

Average income is $65K

Median income is $35K. Big difference between average and median when you have a kike dominated upper class printing money and giving it to their family members.

oh no housing is cheaper, what a tragedy

I mean I don't think things will be that dramatic, america's current state just mirrors what happened to the dutch empire a few hundred years ago, america will still remain as a relatively well off backwater country but it's time in the spotlight is over, there'll be no like zombie apocalypse type collapse of cannibal hordes roaming the streets of new york, but america's time in the spotlight is pretty much over, and another empire will rise to be the global dominant power, likely china

Yes, there is a large gap between the mean and median incomes, but median household income is a better measure than mean single income. The issue is so many living alone skewing the numbers.

You are zooming lol. Look at the dates on the bottom axis. Pending sales have been below 80 since early 2022, not much change. The big drop was 2021 to 2022. Everyone thought that would collapse the market but it didn't. If you look back at 2008 you'll see it was about 12 months later that it bottomed. Prices bottomed in 2010-2011 then started to rise continuously to present day. So if you REALLY think that this is a repeat of 2008 then you should be buying a home right now, right? Look I don't have a house but I have enough money to buy one, I am renting because I think prices might collapse still (but kinda doubt it, people have been saying they would since 2017 lol). So I don't have a dog in this fight, but I think you're crazy if you think prices will drop. Finally, remember that your graph is DOLLAR DENOMINATED. So if we get inflation the home price "rises" even though the value doesn't truly. It is just showing the USD weakening.

There's the promise of 120,000 added H1B visas and their families moving in though. These workers replace educated American workers who would more likely be making enough money to own a home.

It could get pretty bad, our entire economy is subsidized especially farmers.

Collapse in bonds, inflation, fixing grain prices at CME, bankrupt farmers, racist USDA employees only helping non-whites, it's a recipe for disaster.

your parents paid 20% on a house that cost 10% of what it would cost now in real terms. Asset prices and interest rates are inversely correlated. The entire point of never ending economic stimulus is to get retards to borrow money and buy crap, and we've been doing it for 2 decades now.

Holy based

Biggest wealth transfer from the bottom to top in history over the last five years. All while costs for basic necessities like food and housing have doubled, and taxes sure as fuck haven’t dropped any.

My parents bought a house 4 decades ago, champ. It's been paid off for 2 decades.

Everything on Bitcoin standard got cheaper

Also, go ahead and post the inventory graphs (seriously, go find it and post it, I could only find graphs going back 10 years). We are still low inventory. Below normal. The housing market is basically a giant auction, so you have supply and demand. You're saying demand is weaker but supply is even weaker than that.

It's impossible for them to default.
They all refinanced at record low interest rates.
They can literally just put money in a Government Bond and make a profit from the spread.
The only two ways out: lower interest rates and hyperinflation or Government default.

I bought my house in March :|

i would hope so. but are you capable of grasping that interest is priced in to asset prices? when you get a 50 year mortgage at 200 bps or whatever, the buyer is willing to pay more

Kek. You sound like me. Every time I buy it's a top, every time I sell it's a bottom. I mostly just try to buy and hold ETFs without emotion now but it's hard.

The issue is so many living alone skewing the numbers

how is that an issue? if you've got a majority of people living alone then one income households is the market you're selling in. why is the hypothetical reality more important than the actual one?

deportation rate is lower than the rate the illegals reproduce.
all the trump maga people are super pissed at that fake bitch kristi noem, dog killer, because she deports 12,000 a month which is 600,000 per month shy of the required number to actually remove all the illegals by the end of trumps term.

Of course. The relative value of that property has not really changed in over a century if you look at its history of sale and asset values

one thing I would say is that modern supply lines are based on just in time logistics which is pretty vulnerable to disruptions, while older countries were more resilient and had stockpiles and higher levels of self sufficiency, so there could be some bigger issues in america but even then I don't think it'll be some mad max level collapse

Because the only tangible and observable point to life is breeding.

Housing market crashed long before that. It crashed in 2022, just kept on life support ever since.

everyone needs a house we need to make housing AFFORDABLE. it has been made UNAFFORDABLE for the profit of the elite

Supply is weak due to weak demand. Not that hard to understand bro.

Thank you for you're sacrifice.

Isn't that a good thing? That's a market we want to crash.

This. I’ve been saving up so that I can buy more investment properties when the dip comes. As long as you’re not selling who gives a shit if home values go down? They’re way too fucking high as it is

DEPORT AWAY, MR PRESIDENT

IMG_6628.jpg - 1179x709, 99.78K

we're talking about the affordability of housing for the average joe, not your hypothetical wishland where our culture isn't completely fucked. prices catering to a low single income would do more to help birthrates than getting both mom and dad on the corporate hamster wheel anyway.

A housing crash affects discretionary spending leading to high unemployment through what's called a ripple effect

they can't
if they do, it all blows up
if they don't, the market will crash hard
they're between a rock and a hard place
these jew niggers just couldn't stop printing
in 2008 they had a chance
they literally destroyed the system by making up infinite shit and pretending it had value
ok, it went down
but NO
nope
nobody gets to use the money printing machine but us
so here goes infinity money into the system, to save the "too big to fail" banks that should have gone down with the mountain of shit that they created
any pretense of capitalism is dead after 2008
we all live in something a lot worse than the soviet union
all money is fake
every single lever is held by a rabid retarded jew that want every single white person dead
they will run this train into the wall, they don't give a shit
but they want to run it as long as possible before they need to pull the next psyop
do you know covid was not a pandemic, but a financial crisis, right?
they're running on a blade's edge. they lower rates, they fall on one side. They keep it as they are, they fall on the other
Such is life in neo weimar. Enjoy the ride

If you only want a house to die alone and have no one to give it back to other than the government, why buy one at all?

Checked. Buy high sell low, that's what I learned on Anon Babble

65k average

Kek

if one guy could buy a house, then he could support a stay at home wife who could take care of their kids. needing two incomes for shelter is a huge deterrent for child rearing.

WE WANT THAT TO HAPPEN YOU FUCKING RETARD, OP.

average income is 65k

Delusional or ignorant, either way kill yourself

median=/=average. and he's right going by the official numbers. go look at the labor statistics. it drops a lot if you exclude the extreme high earners, as the meme anime girl image points out.

This. If one private equity king of WEF moves into America with $500 trillion, the average income skyrockets but our conditions stay the same.

My father died in 2017. While he was in the hospital dying my stepmother changed his will cutting his onlyb2 children out, as he died. She is planning on giving all my father's property to her nieces and nephews because she's was barren and had no children.

I don't understand what you're trying to imply or how your mind thinks that works lol. Supply is people selling homes. Divorce, death, debt, these are eternal, so can be ignored. The low rates have captured a lot of supply and locked it out of the market. People are gradually losing those though due to the three D's above. The supply is super low also because we are not building new starter homes and have not for a long time. Regulations means that high dollar homes are more profitable so all companies make ONLY high dollar homes. New homes near me are minimum 1500sq ft on 4000sq ft lots and sell for $500k, that's the minimum, most are $750-1.5kk. No one is making new small houses so everyone fights over the old ones.

No one takes care of houses. You might think that you're saving money buying an older house, but once you get the inspection report it is easier to walk away from the earnest money and buy a new house.

I hope nobody wills you anything you greedy little shit.

deports everybody

found the issue with your analysis

Good

Have you spun her drain plug off yet?

/thread
They decided to kick the can down the road in 2008 instead of letting the fuckers defrauding the system fail. Keeping the can going requires massive amounts of money injected into the system and perpetual low interest rates. This is guaranteed to blow up, so they’re using this time to asset strip everyone else so they’ll effectively own all the assets during the inevitable depression that follows.

Now remove people making under full time min wage.

20-25% of americans make under 15k

Remove bottom 22% of earners

It spikes to almost 6 figures

Whoops.

Aaaah shit I hate affordable housing!!! This is awful!!! My poor little rent empire :(

I can't read!

Didn't work for me. I owned a house and made enough to support a wife and at least one child. Women aren't attracted to stability when they have 'freedom'

Sure it is. Are all the CEOs of all the banks telling Trump the economy WILL collapse by morning if he doesn't infuse the banks will a free one trillion dollars? Are people losing their homes left and right? Has the price of everything doubled overnight due to the housing market crash? Or that bullshit under Biden? No. None of that is true. Hyperbole much?

just because I work at McDonald's and have a bum education, that means the average person does

boomer detected
have you reverse mortgaged your home yet, you piece of shit?

home sales crash

i wonder why lol
maybe b/c the normal pool of available houses that gets recycled in the housing market are owned by the NYFed & are no longer available to the public?

These MBS tranches (bought using QE) are held outright by the NYFed (NYFed acts as both note holder & MBS investor, multiple CUSIPs in each tranche, hundreds of properties in each CUSIP). If the mortgagor defaults (which 99% of them do/already have, which is why the NYFed bought them from their primary dealers in the first place), the deed then belongs to the Fed, who then either sits on the property (affecting housing values & skewing the housing market) or gives it to one of its triparty dealers to be rented (REITs) or to be picked over in foreclosure court. The NYFed now owns ~30% of all mortgaged homes, this was illegal before 2008.

The primary dealers that own the NYFed and the financial firms they choose to fund and that also make real estate purchases for the NYFed (i.e. BlackRock, Blackstone, Carlyle Group, American Homes 4 Rent) want to own all the properties, then the US government can become their customer through housing assistance; in this way, they form a closed loop of both supplier and customer, keeping the general public from owning any property, while profiting.

Under the guise of Covid, the NYFed and its ilk bought single family homes (MBS) and Commercial Mortgage-Backed Securities (CMBS), too, such as apartment buildings, trailer parks, nursing homes, offices, strip malls, warehouses, student housing, and RV parks and are keeping these real assets in their privately-incorporated LLCs (aka Special Purpose vehicles (SPVs)).

Update pic related to ~$2.4T

The purchase of these properties by the NYFed causes false scarcity and false demand, which drive up housing (and rental) prices and prevents young and upcoming families from buying, fixing up and investing in these properties, as well as stopping new families from putting down roots in a community.

Oh please I work in Real Estate, there's a whole cohort of people just waiting to buy as soon as interest rates drop below 5% that will inevitably flood the market. This market scare shit is really old and I find it funny how people believe it.

oh hey there again
nothing to add, just wanted to thank you for your service

If the mortgagor defaults (which 99% of them do/already have, which is why the NYFed bought them from their primary dealers in the first place), the deed then belongs to the Fed,

how is affordable housing a bad thing, my retarded faggot?
keep deporting the spix.

Real estate agents offing themselves soon. Hopefully all those boomers buying houses to flip go bankrupt and kill themselves

Wait so government is pushing for modern day serfdom?

Median income for a college educated white male 25-34 is over $100k

good day italian anon
we are all in this together
use cash
pic related too

I should say, household is almost 6 figs depending on how you estimate it. Like 75-100k/.
Individual median much closer to the 45-50k mark as the stats push.
That assumes you are "living" at a 15k/yr (7.25/hr * 40hr * 52) wage. Anyone at that point is actually impoverished or committing maximum fraud.
If we push up to 15hr it ends up climbing >55k per individual.
Bingo.

HEH WELL IF WE EXCLUDE RICH PEOPLE IT DROPS

NO YOU CANT EXCLUDE PEOPLE WHO MAKE $500/yr!!!!

modern day serfdom

we already have that lol

Status Quo till China Owns Everything.
We're winning with jews?
Wake the fuck up, you Must Have Native Factory, and Natives Must Own Property.

housing market crashes

Good. This is what I voted for. Cheap housing for the younger generation of Americans- NOT immigrants.

But that's a good thing?

About damn time. A fuckhuge housing crash is actually what's needed. Feature, not a bug

look at my expression of shock and bewilderment
the jews that rule over us since at least the end of WWII want us dead and enslaved
I welcome this news with utter disbelief
I mean who could have imagined that a group of people that have in their holiest book the mandate to kill all white people would actually try to kill all white people
It really comes as a huge surprise

While he was in the hospital dying my stepmother changed his will cutting his onlyb2 children out, as he died.

You could easily contest this.

kek and this too
trillions of underwater commercial properties held by mostly the NYFed
this includes multi family, trailer parks, nursing homes, student housing and strip malls that are expensive to convert to residential

Illegals do not take up housing what a ridiculous thread

trillions of underwater commercial properties held by mostly the NYFed

<<<<----lol

extend and pretend

now that doesn't sound good, does it?

muh lower interest rates

Yay more inflation!

Fuck off you stupid inflation paypig. If you want to gamble on fake shitcoins just go to fucking Vegas and save the rest of us from your retarded mental illness.

This. Great post. Nothing ever happens though, they will just continue to maximize inflation as much as possible to stop line from going down. Bad news is good news in this fake economy that is still alive only because artificial, money-printed inflation since 2008. Any bad news that makes the money printers turn on and inflation to resume will be cheered on by Wall Street.

Because nobody is paying back the loans that they already handed out. The whole market is bullshit and over inflated and the fed needs to put a stop in it before borrowing gets even more out of hand than it already has.

The market says it can borrow infinity money

"B... because it just can thats why"

looks like trickle down economics comes with some caveats in that it actually has to trickle down.

I'm already over 34, sport. I wont make the wage the current young 'uns do no matter what I spend on more education

The policy of quantitative easing started, as policy in 2010-11.

I wont make the wage the current young 'uns do no matter what I spend on more education

what?

I'm good with that. My house isn't an "investment", it's just where I live. I'm not moving and I'm not selling it. I'd much rather some young white folks move in next door rather than blackrock buying the neighbors' places and turning them into Section 8 nigger crackhouses.

Bring it.

He is too stupid to understand the market or work around hypotheticals

Leftists told me that they wanted to be able to afford a home.. do you want them to continue going up in price as well?

Would you rather hire someone in their 20s starting a new track or someone who's 40? The older one may have more experience but their ability to learn and adapt will only diminish. Since I'm already near 40, going further in my education is a waste of money as the increased wage will not make up for it enough

I also hate landlords, and HOAs that ban rentals are based. Everyone wants to be a landlord, but no one wants to take care of the rental. It lowers property values around it.

And you're too stupid to understand there's diminished returns related to age.

why does this maga think there is a magic fix for all the dumb things the maga admin does.

>deports everybody

>housing market

thats good for the average joe!
rent will adjust, inflation on everything will adjust and less ((((crime))))

Hmmm sounds like you should kill yourself then if you have it figured out

We have $7T to refinance and there's a global liquidity crisis at the moment, so we're sweetening the deal by keeping interest rates high, which will then increase in value upon us cutting rates following the auctions

Good. They need to crash by like 30-40%.
Fuck boomerniggers.

I can't admit there's a point of no return with increasing your income related to education so I'll admit defeat with an impotent insult

meant for

upon us cutting rates

That's not going to happen though.

I paid my loans. You can point to where I complained about having to pay for it at all. I was merely responding to the idea that you're somehow a loser if you're not making 6 figures, education or not and pointing out those who are older likely cannot make significantly more with education as an investment

it's wild that powell says that "there is too much uncertainty to lower rates" with the tariff situation, but was fine lowering the rates right before an election, which is the definition of an uncertain outcome. Unless, of course, it's the uniparty and they're all just playing politics.

Ya I don't get what these people are talking about. Illegal immigrants don't rent out properties. They fly back home and sleep at their own homes in their own countries and then fly back each day in order to work.

It's not a "crash" it's a a reset, a big beautiful reset.
It's very tremendously beautiful.

treasury bonds dont use real interest rates. they use "discount rates". when they say it's 4.5% interest on the tbond of $100, its actually worth 0.045% of the $100.

tldr; fake and gay

It's just scapegoating by the far right

Migrants shave nothing to do with the cost of housing. That is fact

We'll see. I just texted my brother and told him to find a probate lawyer.

You'll certainly end up spending a portion of the inheritance, find a lawyer that will take a set fee.

If there were a reason we could afford an attorney. Between the 2 of us we have about 150,000 grand in crypto. btc and eth.

Migrants shave nothing to do with the cost of housing. That is fact

Day of the pillow when?

This is my bro Surinder house!! I see him in video lmao. He going to get kick of this for being internet famous!

The fire rises

32432423432.jpg - 680x300, 63.51K

Yep, basically only people complaining about costs or income are:

niggers

spiritual niggers (women, tradies, nonwhites)

Any young white male is making more than ever in history

Nigger the "deficit"
Is already well beyond reach. Its meaningless numbers now.
It only exists to keep the US government beholden to kikes.
Do you REALLY think CC companies want you to carry a zero balance on your cards?

You can likely pay them with a portion if the inheritance directly. Most attorneys aren't going to take that kind of case unless they're confident they'll win.

You think illegal aliens were buying house , imbecile?

35k per capita still puts America ahead of Japan, South Korea, Taiwan, Saudi Arabia, Spain and the Czech Republic.

Even if you just include the poorest ten percent of Americans with an average of 14k then that's still above China, Russia, Mexico, Argentina, Turkey and the World Average. Or in other words the absolute poorest people in America still have more money than a middle class person in most of the world.

Who will take of of you 30 year old children then ?

What's wrong with affordable housing?

It's the same thing as an interest rate for a zero coupon bond. Your comment reads like somebody who is half way through a Finance 101 course and didn't really understand the material.

Why not?

illegals don't live anywhere goy don't think about it!

oh ok thanks rabbi

They were building them, which helped keep prices down. Prices are going up as sales are going down.

They were. They were even getting FHA loans. That's right: your taxes were used and your dollars were diluted to subsidize the purchase of houses by noncitizens illegally in the country. Habeeb it, motherfucker.

Habeeb It.jpg - 800x450, 78.85K

True, but have you considered that investing in your government, so it can oppress you better, is pretty retarded?

pending house sales plummet

shills:the market is crashing

reality: nobody wants to sell their house they got a sub 3% rate on and supply is at a record low.

Proof is easily attainable on any real estate site that shows sale to list rate and time on market.

rentoids still on weimar suicide watch

i don't believe you. source?

LOL no. Inventory is still massively in the shortage range. The time on market till contract for houses in my rural area is still well below the 30 days mark.

They are. I know three families of illegals who bought houses.

Yes. That's the idea.
You can't end forever renting without making houses affordable.
You can't make houses affordable at this point without a crash.

People just can't grasp that the money supply doubled and they haven't raised taxes enough. Everything went up an average of 50-60% after covid and now they are just slowing down the inflation at the end. Everything still needs to go up at least another 20% before it starts flattening out. Food is the only thing that has really reached it's flat because it's so close to the root of the supply chain. I expect housing to still have another two years for it to flatten out.

record lows

BULLSHIT

Oh that line looks like that line so it's must be the same

ignores the reason for the 08 crash

Nigger you've gotta be 18 to post here.

deport 25% of builders

deports builders that were undercutting american wages

really makes you have to wonder if this will increase construction cost or lower. If only I had an IQ over 75 so I can figure this out.

Housing getting cheaper is good.
A house should be a depreciating asset and land should stay the same relative to inflation.

The other reason why the powers that be want it to crash is to burn all that extra money they induced into the economy during covid. That is, if you want to solve inflation, vaporize all that extra home equity people got.

crashes

buddy, it's been artificially high for decades, even with 2008 factored in

No. We are "buying" the bonds with our industrial goods. Or rather we stopped buying them with our goods. Thank you Trump-sama!

you say housing market crash like it's a bad thing

You mean to say Oy vey, op
Get wrecked kike
We are taking our country back

OyVey!.jpg - 800x820, 619.94K

you cant seriously believe trump isnt working at the behest and pleasure of the fucking jew at this point

And that's a good thing

you cant seriously believe trump isnt working at the behest and pleasure of the fucking jew at this point

>deports everybody

>housing market crashes

you just described, verbatim, my primary motivations for voting for trump

By your own chart, it shows sales plummeting since 2021. Uncle Joe was still in office.
No they weren't. The MSN article even states that those "illegals" are DACA, TPS, Visa holders, and those waiting for asylum disposition. None of them are "illegal". Legal presence was still required. This is the same bait as calling those TPS, temporary protected status Venezuelans illegal.

SAR!!!!! I SEE HEEM EN WIDEO

They were, and even if they weren't (they were), their presence drives housing demand. I'm sorry your chattel left, but it's for the good of us Americans.

Good, the housing market NEEDS to crash.

Their presence does drive housing demand. But as you can see, when Biden opened the floodgates to everyone through the southern border, homebuying was still collapsing. As is typical from a hot market to a wind down.

Good, maybe you'll finally be able to own a home that's not girt by niggers.

boomer spaz freaking out like a little dog, barking at a new target ever 10 seconds

you are a kike and a retard
your house will be far underwater, you will lose your job and your house and you will get NOTHING

I want it to crash

That was demand destruction due to the combination of increasing interest rates and overleveraged greedy fucks asking more and more principle. The pool of buyers who were both willing and able to afford it was exhausted. Now it's just plain old fewer bodies demanding hosing, both rental and purchase. Prices will decrease until they match a pool of buyers willing and able to afford them, but not before a ball crushing overshoot of the mean. It's going to be very painful for some (possibly 4U).

They rent, retard and still fill up housing. If rent prices are high because of all of the illegals, houses get bought up to be rented out.

That money is long gone. Credit lines are near maxed for individuals and small businesses.

Yeah, if it crashes like 08, I'm buying a second house.

did you think poorly built homes made of cardboard would continue to go up in value forever?

This is literally what I voted for and hoped would happen. FUCKING BASED I'M BUYING A SECOND HOME MAYBE EVEN A THIRD HAHAHAHAHAHA

Finish reading your Kaplan book and take the SIE before lecturing everyone about finance you dipshit

Based.

Source: My monkeypox riddled asshole

Yes, but they (homeowners) don't know it yet as apparent with asking prices I'm seeing near me. The inertia of the whole thing is still there. It just takes forever because houses are so illiquid. Kind of like Wiley Coyote running off a cliff and hasn't looked down yet.

crash it even more until the first investors back out and send the market into total collapse

asking for a source on Anon Babble

lurk more
this board is satire

Back in 1993, my house was 119k. That same exact house went on the market a few months ago for 700k. I sold it for 240k.
There is nothing magical about the place.

Substitution is the economic principle the left seems most incapable of understanding

ive been here since before this shithole was called Anon Babble you doublenigger. he wasn't making satire, he was stating a point he believed and i asked him to back it up, since i think he's talking out his ass. you aren't an oldfag for accepting a menagerie of lies in lieu of actual discussion.

I will never understand why anyone would marry someone they don't have kids with.

Long past that point fren.

Boomers favorite hobbies are being useless at an office for 12 hours a day while avoiding their families and getting repeatedly married and divorced. No other generation just wholesale bought into kike bullshit.

It's a good start.

If you lower rates I'll raise my price

my mother had managed to find a much younger husband, after divorcing my dad at around age 40. she made me and brother agree on a kind of testament that leaves everything to her spouse, then when he passes we'd inherit what is left. if we contest this testament, the obligate inheritance would be a very small percentage of liquid assets only. now, after her death, the husband who is only about 3 years older than me, has started selling the available assets. some art and collectibles plus real estate. once he dies we will inherit what is left, if there is anything. nothing we can do but piss on her grave. which is not my style really. i do have my own money and consider this a direct result of jewish doing. she also had a 'godchild' in africa that she would donate to regularly. receiving heartbreaking letters about how shaniqua progressed in the mission school. lmao. t. late boomer

housing bubble: averted

CoL: lowered

real-estate kikes: btfo

idk senpai
maybe these heckin deportationerinos arent so bad after all

It baffles me how some boomers are so pozzed but others are so unbelievably based. I hear stories like yours repeated esp in Canada, but if you come to the South, boomers are incredibly racist and redpilled. It’s common to hear Southern boomers talk about how ending segregation was a massive mistake and how niggers need to be repatriated to Africa. They call them “democrats” around here. Still strange the disparity

IMG_6990.jpg - 640x782, 46.3K

N-NOOOOOOOO WHY AREN'T YOU DESTROYING YOUR WHITE NATION BY FLOODING IT WITH SHITSKINS ANYMORE THE HOUSING MARKET WILL COLLAPSE WHO WILL PICK UP THE CROPS CLEAN THE TOILETS AND TEND TO HOTELS

Are we getting another 2008 shitshow this year or just a nothingburger like usual?

Kek, wildly accurate.

brick.jpg - 648x612, 207.02K

homebuying was still collapsing

And yet prices kept rising, interesting

the people who rent to them do

crashes

returns to levels where people can actually afford homes again

All the housing speculators should face a firing squad.

Deport them all.

College educated white male here, can't even get an interview, I don't know where these numbers come from

most east german boomers can't really be compared to the 'winners' of ww2. a communist regime will either open your eyes very early or make you complicit, if you're not a complete npc anyway. i realised there is a JQ before age 12 when i asked my greatgrandmother about the 'death camps'. and yeah, niggers should be deported to africa, left to their own device. like say, zimbabwe or liberia. ofc deportation should be paid for by the original importers. we all know what should be. can we get there?

this
doubly so if (when) theyre foreign natls and not even citizens of the US

Those southern boomers still love sports tho

crashes

You means corrects

SPBP

Honest question, wouldn't this be compounded by the fact that raw materials have costed far more with the tariffs implemented on top of all of the workers losing their jobs from the government downsizing. On top of many people tightening their paychecks because they don't know if their contract is going to be renewed.
To me the fact that homes are not going through with selling just means that people are in a precarious position right now because they don't know what will happen next with all the flip flopping going on in the government.

oh no that sucks maybe you can find a nice place for your tent in fentanyl vile.

all these illegal immigrants were buying the mutt houses that belonged to them! holy shit why are americans so fucking stupid!

Based

youre trying to tell me all these years that these brainamputated mongoloids who cant count 1+1 are number one? NUMBER ONE IN WHAT? BEING RETARDED???

this is simple logic, when you want the globohomo agenda to stop advancing you all have to kill yourself.
when you live it will continue and you all die anyway. now thats ironic.

My parents bought a house 4 decades ago, champ. It's been paid off for 2 decades.

The typical boomer "Ah gots mine muddafukka" answer.

I'm mAking $0 though...

THIS

Based.

SPBP

ect
Deport them all to El Salvador.

It's impossible for them to default.

I wonder what happens with commercial real estate if the underlying security (the building) drops in market value due to interest rates rising. The loans for commercial real estate have been "securitized" and sold on to pension funds and other marks just like private housing loans.

You have no idea how deep and endemic the problem is. There are significant portions of the upper middle class in 200k+ dual-income households who are undocumented. These folks don't just sneak across the border from the pits of poverty and go live in the ghettos, they fill out all social classes of American life. It's cheaper and quicker to enter the US illegally than to do so legitimately and since there was basically no accountability until now there was basically no reason for somebody educated and well-resourced to immigrate properly instead of just crossing up from Mexico and never leaving.

And these aren't just mexicans. Folks from all over the world fly to Mexico to transit the border and become illegals. Well educated people with the money to afford immigrating and integrating, not just the abject poorfags and human trafficking victims.

Their removal has cratered demand for housing.

Based and based. I fail to see the issue here

IMG_4748.png - 640x873, 479.9K

deports everybody

housing market crashes

homes become affordable

Wait so government is pushing for modern day serfdom?

It is a new form of forced collectivization, you are priced out of the market because the government prints money and buys everything.

Interest rates are at historically normal level. Maybe you grew up after 2008, but near zero interest rates are not good, especially for prolonged periods.

dude just pay 700k for a 2 br shack with foundation issues

how about no you NIGGER

deports everybody

He’s barely deported anyone. I live in an area overwhelmed by shitskins, many of them legal. I still haven’t even seen ICE or anyone getting rounded up.

housing market crashes

Nobody can afford a cardboard box, how the fuck has the housing market collapsed

You think a new house will be any better?

6-7% isn’t even high compared to historic averages

This doesn't have to mean anything will crash. Its like what if everyone owned Pokemon cards and were perfectly happy with them? Since nobody is selling cards the price stays the same to the last known sale of say a Mewtwo or something.

What can cause a crash is a big threat of more supply.

Making plastic boxes with leaks everywhere that won’t be standing jn 5 years

The Dutch didn’t have niggers

Their homeland is south of the Rio Grande

They're also a tiny country with few natural resources. America is like China, it will never be irrelevant unless it gets broken up because of its sheer size and population alone.

Debunked

pic rel

Interest rates over 2% are always usury
Loan terms over 10 years are usurious too

Housing market crashes

Implying that isn't a good thing

Fuck greedy boomer parasites

House prices will infinitely rise

I mean just evaluate how retarded that sentence is. A correction is inevitable. We are starting to see homes just sit now for hundreds of days. The maket is absolutely slowing down.

You haven't seen damage until you've seen boomer damage. At least with a new house you have a chance of inspection issues fixed.

I was at a playground yesterday with my kids and some yuppie couple was talking about their AirBnB.
They're not actually making money off of it beyond the real estate price, all they're doing is keeping another family from buying the house.
Everything is stupid.

my sister is a PHD student making $40k and has 1 airbnb + two duplex section 8 things (ok husband works and is 1 year older)

This "everyone become a landlord and RE agent " nonsense really is out of control tho

But everywhere else is even worse

HOW DOES THIS HELP? THAT'S JUST A COPING MECHANISM

They know what is going on that's why there's literally fucking credit default swaps on government bonds, and would you have it the premiums are fucking syrocketing lmaoo

Total boogaloo collapse

Cumming in a woman is the objective purpose in life

This is just cope. There is no objective purpose.

PhD Physics here.
$59k
Thousand+ apps
Barely any interviews
Finally got something stable.
Maybe I should apply to some labs again now that DEI is dying.
I feel you bro

Why do you non-americans get it better than Americans. I don't even know what the fuck flag that is.

You do realize they lie to you right? Very few people have the humility to say to someone "actually I am broke" I know because I have lied to my realtor before as well about how "totally interested" I was in a property.

based knower and noticed
your posts are gold

This board is satire

This is literal cope nonsense Jewish losers have to say to deal with their stupid fucking ideas being dismantled here 24/7

housing market

market

it's not a product to be marketed, shlomo shekelsteinberg-goldtalrosenwasser