What's your answer to those who are JUST starting to retire?

My answer is "If this loss has prevented you from retiring, you deserve to work an extra few years, because you fucking suck with money"

killing jews and taking all of their ill gotten resources would equalize the market crashing(it's crashing because of jewish institutional investors btw)

Get fucked. I know how excited you were to walk around with your "fuck you I got mine" attitude. Welcome to the bucket faggot.

So by this faggots logic we should never do anything because there will always be people about to retire. lmao

Tough shit?

They should walk up to their stock broker and give him a firm handshake.

Put the Precious in the bucket, Tim.

Learn to code. Hahaha. Asskikes.

Tim Wise

Fuck that anti white Jew

Why are you still heavily invested in equtiies when you're close to retirement?

Just pull yourself up by the bootstraps. March down to the social security office and give the receptionist a firm handshake. It ain't hard :)

if you are just ready to retire you are already heavy enough in bonds to not give a fuck, or youre just retarded/greedy and can go back to shartmart for a little bit

if you're about to retire one should have their investments in more conservative instruments than high growth equities. Anything that's been growing at 15 - 20% yoy for the last few years is a risky investment.

If you're about to retire, 95% should be in cash or bonds or value stocks that pay dividends, not a high growth ETF.

The expectation that the S&P500 will return 10% every year for ever is misguided, and people who can no longer retire because of a bit of a dip, could never really afford to retire in the first place if their retirement depended on un-ending 10% yoy on growth.

Why are you still in stocks, fucking retard? No, really, stop being a fucking idiot.

TBD

Yes.
Tough shit.
You sold us out to CHYNA for second homes, our turn now.

I don't care about the boomers who created the fucked up system we currently live in.

tim wise

massive kike

so relevent

OP made sure to include the re-tweets

likes

and comments

from this twitter post

OOHHHHHH except they're cropped out

Is that this nasty kike?
en.m.wikipedia.org/wiki/Tim_Wise

They will work until the day they die, and the youth will NEVER get that job.

You'd think a jew would be better with money, Tim.

Tough shit?

Yes, boomers brought this upon themselves by expecting the government to generate wealth for them instead of doing it themselves, then expecting future generations to cover the costs they accrued. Go be a fucking Walmart greeter, scumbag.

I got mines

Boomers LITERALLY voted for this.

/thread

Stocks tanking is honestly worth it, solely because boomers are suffering

Hopefully if they're approaching retirement they've had the good sense to rotate into conservative investments like bonds over the past couple of years. This is Financial Planning 101, it shouldn't even be necessary to explain it to anyone who's built up a decent portfolio.

Topkek

Go get a summer job, boomer. Give em a firm handshake.

Tough shit?

That's what those old boomers have been telling me my entire life so yeah.

3200

retirement acct

lmao this cant be real thats literally nothing

Don't you have children?

"Tough shit" is exactly what these retirees have been saying for the past several decades while our country has been gutted by foreign labor and outsourcing.
And we're supposed to shed tears for them over a market slump that's a mere fraction of the 2020 crash.

Not my problem

Why do all Leftist retards talk like this? He's not wrong, but it's so low brow and cringe he's wrecking his own point lol

the fake "outrage"

Simple. If they were just starting to retire, then they wouldn't have had their cash in volatile markets. Its their own fault for being uneducated. Just like you, sparky.

Probably just one stock buddy

If I am never going to be able to retire then no one else should either.

They can get beaten today by fat neegresses in the retirement home for all I care.

And they were the ones that sperged the hardest about everyone younger than them getting the vaxx even though we didnt need it and it didnt prevent transmission. It makes me so incredibly happy to see them suffer.

Don’t have that mix of portfolio? Or just wait. If you’re 100% NVDA, not my fucking problem.

it's cute that Poos think $3200 is a significant amount of money
their fake posts would be more believable if they used our standards of wealth instead of theirs

what is your answer for people retiring NOW

GO FUCK YOURSELF
YOU'RE THE REASON WE'RE IN THIS MESS

People who are ~67 and didn't let off the gas and go all in bonds the last few years are absolute retards or greedy, in either case I enjoy their deserved heeming. If you're the type to just be a social security sponge, then also fuck you because you should have been better prepared, living through perhaps the greatest period for plebs to acquire wealth in like ever.

What is your answer?

just pull yourself up by your bootstraps
give them a firm handshake

He says thats across multiple accounts. So he either has like 1 mil saved making 3k a drop in the bucket, or he only has like 20k saved for retirement which at his age is insane

Yeah cause that’s the answer we got to every other problem we tried to talk about, so yeah, sorry you don’t get to retire in 3 homes, just one, tough shit

Tough shit

THIS SO MUCH, imagine trying to retire by squirreling away money instead of having kids and a granny apartment built onto the house that you live in for 0 dollars and 0 cents.

You lived an unnatural life. Time to die.
In the past old people did not live like this, there was no "stock market" that you'd just throw money in and expect to retire with, instead you had children, made an apartment on your house - the granny apartment - and gave your most competent child the house. They would feed you and take care of you until you died, and they'd get a house + apartment out of it

Believe it or not, old people are not supposed to fuck off with millions of dollars and assets that take upkeep they can no longer provide and cruise for 20 years trying to live in luxury like some kind of drunken college dropout. That's not actually supposed to happen and is entirely unnatural, it's the kind of shit you hear RICH people do, not a normal person.

My answer is fuck you, you got yours right? HhHHHahahahahahahahahahahah

Bootstraps.

is this dickhead for real? those are the assholes that fucked it all up for everyone
fuck boomers

that's some wise clussy

In the past old people did not live like this

yes, they did, and you're probably a zoomer who never opened a history book anyway. this is not some crazy 21st century experiment.

Tough shit

The youth can not pay for the crimes of the old.
at some point the cycle of abuse must be broken.
no more handouts for blacks, mexicans, asians, or israel.

you'll have to solve your own problems.

You've unequivocally told me that I must vote for my interests. So I do.

I've learned that when you retire, 50% of your income will be SS and 19 percent will be investments. If you can earn about 70% of your current income in retirement. You'd be better off then a lot of older people. Basically look into HSA and other monetary vehicles to park you money tax free and never pull it out. It's not ideal considering the future of the dollar but considering it's tax free money means that you'll get a pretty good amount post retirement.

Do a backflip.

Honestly. If you weren't heavy on bonds, you deserve whatever happens to you.

Tim Wise is jewish

Really tough, just sell it as a loss and use the realized losses against future gains rollover in the future. That's the real advice. If he were so fucking stupid as to be heavily in the market and yet about to retire.
This shit is not very hard to figure out, but given that you're that dumb already you're not smart enough to understand a thing such as positioning yourself for even greater gains later. April showers bring May flowers. Legend has it.

Rich old people did. We had a granny apartment in our old house. Our aunt's house also has a granny apartment. They were common and were the retirement option for middle-class people because a house takes a ridiculous amount of upkeep.

Basically if you weren't rich you either massively downsized and sold off all your assets or you lived in a granny apartment, I know this and you can't argue with real life, we had one in my last house. They could hide away some money, but it was never expected that a non-wealthy person would still be living out on the countryside on their massive farm when they could no longer work. That was only possible if they had workers that were doing all the work while they still ran a profitable business - and at some point that's just handing over the family farm to the kids while acting as a figurehead.

The jews are seething, so this is the right choice.

Checked, and also absolutely correct. I don't think these old fucks will ever see such """high""" rates for bonds again in their life.

I do not care, they got theirs.

just pull up your 401k up by the bootstraps and give its a boss a firm handshake

I'm afraid it is that nasty kike Tim Wise.

you can't argue with real life

the fact you consider your anecdotal evidence to be beyond question is very telling. this exchange isnt worth continuing, I wish you good luck though

My anecdotal evidence is beyond questioning because my family was a poor farm family and that was their experience - and that was how literally 99% of humanity lived.

Sorry reddit, you have no arguments. My anecdotes are infinitely more valuable than your

Muh books

reddit nonsense.

My response is that you're dumb enough to have more in stocks than you're willing to lose. Investment portfolio should be based on loss tilerance, that's why the default 401k setup shifts from stocks to bonds as you get closer to retirement. If you're 60 and lost 30% of your portfolio you deserve to work until you're 95.

Tough shit

Huh, that sounds like what they kept saying every time I brought up housing prices, wage stagnation, and shredding of the social fabric.

What's your answer to those who are JUST starting to retire?

Okay, boomer.

this this all day this! take my gold!

Life was better when we made our own shit, your parents had a better life than either of us. You decided that you wanted "cheaper" material goods and paid the difference with *something* more valuable than money. I don't know exactly what that *something* was, it hasn't existed in my lifetime, but it was never yours to give away and I want it back. If you have to suffer to suffer for me to get it back I am okay with that. If I have to suffer to get it back I am okay with that. This is your fault and I have no empathy for the position you have put yourself in.

Checked. There are plenty of mutual funds with a planned retirement year that rebalance from stocks towards bonds over time. These are some of the most visible funds out there. I’ve been stacking T-Notes because it was Trump was planning big changes.

What is your answer for people retiring NOW who thought they were good until your guy fucked it up?

Eat shit and fuck you for freezing my generation out of good paying jobs for the last 15 years.

Real estate as an investment tool often glaringly doesn't take risk into account -at all- and worse tends to rely on a bankroll which can get called at any moment. That's the real deal, and is factual. His anecdotal evidence is correct, as well.

What is your answer?

You've been looting the country for 30 straight years and refused to stop. You've voted yourselves largesse by voting your children into perpetual debt servitude. Turnabout is fair play.

It's called KARMA, timmy

Most people dont actually go into their 401k accounts and look through the fund options to see what theyre made of. I only did it after seeing the big short because thats how Michael Bury discovered the housing bonds were comprised of junk. Mine was 90% ESG bullshit and the default one almost always is.

Mcdonalds is hiring.

shouldn't have staked your livelihood on the misery of others

Boomers had an entire life to create capital. If you’re a boomer and poor, you’re actually pathetic. There was never, and never will be, a better period in history for mankind. They are the most spoiled, out of touch generation to have ever plagued the earth.

Yeah, there's a reason those lifecycle funds are tits deep in bonds when you're 5 yrs out from retirement

market crashes cause layoffs and unemployment, that affects everybody whether you own stock or not

It's not even about the bond rate itself, but the LONNNNG standing conventional wisdom that you get super aggressive in your early/prime earning years and slowly transition to more bonds to lower your exposure as you get ready for retirement. Basically if you had a half a brain and just stuck money in a targeted "Retire By X year" mutual fund that EVERY bank has, this will be done for you.

Yes, Boomer. Tough. Fucking. Shit.

Everyone knows your retirement portfolio should start shifting from shares to gov bonds when you're 10 years away from retiring. In fact that's an automatic feature of most funds. The people who are suffering are those who deliberately chose to change their portfolio strategy and remain on shares until the 11th hour because they thought they were smarter than everyone else and could game the system. So yes tough shit.

Someone please copy and paste this on twitter as a response to this retard, thanks.

You did diversify right booneranon?

Look some neet Anon Babblecel faggot with no prospects in life what-so-ever is giving financial advice to people that have worked for a life time.

The answer is they are expecting Best Korea not to launch nukes on America after Trump launches nukes on Iran.

Best Korea must launch after Iran sacrifices itself or all slany eyes will face the death/destiny of slavery to Israel that cheekturning Europe has chosen.

You people literally invented, “don't put all your eggs in one basket", the fuck were you expecting after 2008?

This

What's your answer? Tough shit?

Guess it's not fair now that the shoes on the other foot.
These geriatrics have been telling us "tough shit" LITERALLY OUR ENTIRE LIVES.
you want my answer, boomer? How about "FUCKING DIE, ALREADY!!!!!!!"

Butthurt boomer has to create fantasies out of people he disagrees with

I rest my case

slany eyes

slanTy eyes.
TTTTTTTTTTTTTTTTTTTTTTTTT

Because they're retarded boomers who have never actually had to work for money.

Print some resumes and offer to drive them around to the local businesses, just keep saying there are plenty of jobs.

In a way cashing out at the top of the market like they expected is taking money away from people that got in when it was over priced, boomers are just annoyed they couldn't rip off another group. The boomer plan all along was for it to collapse after they were gone. My parents and relatives don't have stocks so I think its more the richies.

Don't know how it works in bongland but in America for example, my employer offers 30 or 40 different plans through ADP. Most are shit via fees. Some are decent. Only one is good imo. And that is a high risk fund. I work at a company where the average worker age is 55 while I am one of the youngest employees at 30. It is interesting to witness boomer cognitive dissonance with what is happening. None of them took advantage of the financial advisor the company has through ADP. If they had I'm sure they would have been told to swap to a lower risk but they were chasing the number go up graph that had a 25% return last year which went from 20% up yoy in October to 6% loss yoy this week.

they were chasing the number go up graph that had a 25% return last year

Enron, every ponzi scheme, real estate in '08, you have to live under a rock or have mental retardation if you STILL haven't figured out that if it's too good to be true, it's probably not true.

Oh yes, this free money machine is DEFINITELY legitimate and I won't be left holding the bag

What a charmed fucking life these people lead where they never suffered from a lack of skepticism.

As a 28yr old workchad, what's the best combination of vehicles to park my money and retire with enough money to not live like a bum under the bridge?

Fuck boomers. MAGA!

Pull yourself up with them bootstraps faggots

Cars depreciate, retard. Quickly.

i'm still mad your retarded boomernomics cost me 3x more for the price of a house vs what it SHOULD have been

NOT
MY
PROBLEM

What's your answer? Tough shit?

That's what they say to me when I explain that they destroyed the country with their awful ideologies and made it completely unlivable. So yeah. They can go take a bunch of deep breaths into a pillow

The people retiring right now
were the first generation
who should have put a stop to
forced integration with niggers.
If you want a laugh
ask that nigger-lover Tim Wise
his line on Rwanda.

Sucks to be you boomer

Gen X are reaching retirement age.. they aren’t boomers.
They also got fucked over by the boomers on many occasions

You're the retard friend. When I mean "monetary vehicle" I mean

In finance, a "monetary vehicle" or "investment vehicle" refers to any financial instrument or asset used to grow or manage money, such as stocks, bonds, mutual funds, or exchange-traded funds (ETFs), with the expectation of generating returns.

Interesting, over here the plan just automatically starts switching to lower risk once you reach the 10 years away from retirement mark. you need to specifically ask the plan to stay on high risk if you want to.

Why would I waste my time talking to a filthy yid that hate white men and the USA.

The jews did this. Tim Wise masterminded it.

no retirement for the goyim, work yourself to death or just roll over and die

Anytime some piece of shit starts talking their globalist nonsense, then ask them how globalism helps the ever increasing homeless population in the USA. Ask them why globalism is always targeted at majority white countries, in order to undermine those and destroy those countries. If they are a leftist piece of shit, then ask them why the rise of globalism also brought about the rise of wealth inequality.
Globalists are all lying treasonous filth.

I heard Panda Express is hiring.

Ah, so you use ridiculous analogies. My apologies for assuming vehicle meant vehicle.

If I'll never own a home or have a family you don't need to retire. Panda Express is hiring.

People retiring did not dump their money in to muh heckin stocks 2 years before they retired.
The stock market has done very very well over the last 30 years... they should be happy and shut the fuck up.

What is your answer? Tough shit?

No, it would have to be "eat shit and die."

Bwahahaha you think the entire US economy is crashing because 21 billion in USAID funding got pulled lmao - that was going to hohols and niggers anyhow.

globalism helps the ever increasing homeless population in the USA

idk man I'm no economist but it doesn't seemed like it caused too much harm

Because they're retarded boomers who have never actually had to work for money.

It's worse really, many of them didn't even start saving for retirement until their 40s. Then they went all in on the most aggressive stuff because everything has always just worked out for them. Now they'll whine to be given everyone else's money

you see, tim wise, you’re on the endangered species list but unlike the bald eagle…

let me guess. he chose to put his entire 401 into high yield growth funds rather than the savings style funds with small returns but are more stable. oh well

Apology accepted. I'm sorry for calling you retarded. I picked that analogy up from my boss and since I'm taking HR classes. The topic for today was variable pay and benefits. The part that stuck out for me is retirement and I went to get to the point where I can learn from the best and the worst to come up with an idea of what to do.

$3k your killing us

It's another shoah!!

I thought they taught comfort budgeting back before they sent them off to the dirt factory, but after they defeated the nazis inside steven spielbergs dream

I can't speak for every company but ADP is one of the most common HR systems in America so I assume it is a fairly common model. A lot of the boomers who are 60+ I've spoken to at work have repeated the mantra of I need to talk to a financial advisor whenever the topic has come up in the past few years. But they never do since it cost a few hundred dollars. That leads to the put money in one plan and forget mentality which seems prevalent.
One thing I cannot stress enough are the fees. A lot of the low risk low yield funds have high fees which end up making yoy go from 20% in high yield to 1% or even 0.1%. Most people would have a hard time going for that given the past 10 years. On one hand I don't blame them for being greedy but on the other should have at least diversified.

The answer is the forefathers made a mistake by not accounting for population and wealth growth. A HUGE mistake that Jews took advantage of and Chinese know about. Epsteins won't defeat China. Neither will nukes from a hundred years ago. Trump needs to accept this.

Don't withdraw all your money. Why does no one ever understand how this shit actually fucking works

It's a terrible idea to plan retirement, on the first quarter of a new Pres administration.
Does this faggot believe it'll take decades for markets to rebound?

still holding the bag after 2008

"Suffer"

What's your answer to those who are JUST starting to retire?

call them boomers.

You already enjoyed most of your life.

Tim Wise gleefully and sociopathically gloats about Whites being killed and abused, shouldn’t he be celebrating given how many boomers are affected?
Oh, I guess since he’s among that demographic, or upset the jews’ biggest defenders are getting BTFO, he’s upset.

How does a homeless person earn a salary?
Also average salaries including the filthy golobalists playing their fuck you, I have mine games.
KYS leaf. Canada has lots of great land, but the people there are all useless shit lower than rats.

My mistake was not investing in the right stocks when younger - if I fix that, I'll have a lot more than ten million dollars.

JUST starting

boomers

1960 is 65 years ago. that's the tail end of boomers. they are already retired

also, why would they be cashing out the entire wad right now? you dont realize losses until its sold.

youtu.be/NMlVZZbn_To?

Yeah man. Tough shit. What are you gonna do about it, vote? KEK. Go vote, goyim.

Imaginary numbers stored as electrically represented bytes on data centers is not a plan being secure in retirement. What you’re looking for is children and a community.

You are so fucked if you’re planning to be leaning hard on a $401k for independence. The system really is just a mob backed Ponzi scheme.

Because they expect to be funded with social security. The equities are for cashing out to buy the corvette and the boat and the end of life hospice care.

boomers have long been retired retarded zoomer, did long before the government started eating into *your* pension money by steadily increasing the age of retirement without you doing shit nor caring about,
of course you'd know that if you didn't see the word boomer like your dick, something to be beat and beat until it's devoid of meaning.

Xi needs to understand that Trump and Putin are not allies. Anybody asking China to trade with Israel, because they were USA's greatest ally until they were somebody else's greatest ally is dumber than shit, dumber than Eisenhower, dumber than JFK, dumber than the smelliest, most useless crap in the universe. Don't make deals with Israel unless you are suicidal. Full stop.

they aren't boomers

They're almost as privileged and even more toxically anti-White. Fuck them.

dingaling lol

Criminally underrated.

fpbp
OP is homosexual for kikeposting
/thread

My answer to Tim Wise is he deserves to be slowly flayed alive.

/thread

walmart is hiring

what's your answer?

tough shit?

Yup.

inb4: second post!

i stand by fpbp, since leafs don't count

Tough shit is putting it mildly. If it were up to me we would simply round up boomers and gas them all to death.

a diversified portfolio and not panicking like a nigger over unrealized losses for political clout in a 15 minute news cycle.

the market will rebound in a few weeks. it already is correcting itself. the dow futures are going up

They quite genuinely, truly, are not my problem.

Would pay to watch

A good entrypoint to listen to is Dave Ramsey. Though he's a fuddy dud wrt BTC/ETH etc. But his advice regarding funds is fair enough, at least if you're looking to go that route. He doesn't give exact funds, but classes of funds. I haven't figured out which exactly matches his descriptions at least by percentages.
But you can get Schwab/Vanguard funds to roughly match. You can do S&P 500 to "just do what is considered "the market" does. But you can look more into it. Long history is better, though I'm a developer so I understand cryptocurrency and thus am more comfortable in that and take that over his advice. I am not that familiar with funds and I've not yet found a good analysis tool (probably python, later)
Here is a bunch of random shits that I've been looking at that Betterment has picked up (because autobot is okay, for me anyway)
SPY, QQQ, MUB, SCHA, SCHD, SCHG, SCHX, VOO, VTI, VWO, VO, VEA, SPDW, SPLG, SPSM, SPEM, SPMD, there are some others but I don't remem,ber where I picked them up from so not listed here.

generation X was named as such because boomers, who were known as the "me generation", overshadowed the following generation who was not even acknowledged and therefore was called called gen-x. x being the undefined.
but then things got really lazy and we just went with gen-y etc.

Tim Wise lost a bunch of money

AHAHAHAHAHHAHAHAHAH I couldn't be happier

fuck that kike

You are an ignorant, spoiled, sheltered, stereotypical canadian

First of all, think you for your response. Secondly, I have heard of Dave Ramsey FPU classes. Would you say it's worth it to attend those classes as a beginner to become financially knowledgeable?

a few years into it is still classed as starting

Gen X subbed "drinking from the garden hose" for "muh bootstraps" and doubled down on the avocado toast shitposting because they're hoping the boomers, they let entrench themselves in the upper echelons of society while they larped as nihilists, will ejaculate a new boat on their faces if they gargle their balls good enough. Fuck 'em the only difference between the two is Boomers are old and fat while Gen X think beards and ball caps are a personality.

No. A lot of his content is available on youtube. You will just get the same stuff but with training wheels. It depends on how "far along" the saving for retirement pathway you are, and most of it he is dealing with literal retards that are deep in debt. As for financial knowledge he's mostly hands off as far as his free content goes. You'd be way better off autodidacting, or looking up a few things to bridge the gap, keep doing what you're doing with your plan, and maybe get a referral for a "smartvestor pro" but I haven't gone with one myself so I can't vouch. It's far more important to actually DO it, hyperoptimization can happen anywhere on the way. A lot of it is braindead shit like living below your means so you CAN save, and stop using impoverishing shit, whether that be credit or drugs or so on, stuff that is ... one would think would be easy, but some people want to stay losers.

I agree with the people wanting to be poor. Myself included. I used to smoke pot and not care about my financial future to the point I would take VTO at work just to go and smoke pot and eat junk food. On December 31st I decided to change my course and as the ball dropped. I flushed my half oz and two blunts down the toilet and vowed to make a change for the better. A couple weeks after that I started college again and am currently taking psychology and Intro to HR to set my path in graduating with a degree and find work to the point I don't have to be drive a delivery vehicle and make even more money. Now I'm dealing with my junk food addiction and (1/2)

If you thought you were good as the country and world was crumbling around you, you done goofted
kicking the can down the road but the can gets bigger and heavier with every kick and also it’s full of nitroglycerine

Have learned what classical conditioning, operant conditioning and observant conditioning are. I picked up a habit of wasting 4 bucks at 7/11 buying the chicken rollers and as a consequence my neural network craves them after my route. Same with addiction to chips. (2/2)

I coulda got into BTC way back in 2011, coulda woulda shoulda. The future only cares how much willpower you've trained to be consistent. Keep it up! Your measuring stick is you future against you past.

Convenience! Have you considered cooking your own versions of snacks on the weekend and packing your lunch bag with goodies? Because cold turkey is nonsense, because hunger must be placated. Just a thought of a way of bridging to a better choice maybe. You can do it! Save that money for your pocket and not pajeet.

You're transparent as glass, Eglin.
I pray in Jesus' Name you are captured by Isis militants who don't understand what kind of intel officer you are.
May God In Heaven guide their hands in bringing you to True Redemption with every fingernail they tear out by the root.
You may yet be saved.

Yeah tough shit. We have no money so you shouldn't either

I mean hey, go easy. It’s bad enough they gotta talk to us? :]

I'm not sure what that is or who you are referring to but I appreciate your advice on the matter. Ironically enough my train of thought always comes to the point that I know what I have to do but I infantize myself and regress to my means. This lent I decided to give up xxtra hot chips and hot chips in general and so far I've been true to my word. I have had temptation waved in my face from different angels of my life but I stay true to my form.

You really need to start asking where the info about Eglin came from and why a UK Israeli site like reddit was the source of that particular bit of propaganda and then why you repeat it without thinking. I pray that Jesus Christ opens your eyes to the Jews.
He's talking about Eglin being a base with psyops funnily enough cloaking 8200 in the process, without his being aware.

Normally I avoid holes like these but I'm interested in what you have to say and what it means. Please continue and I'm not from Florida gladly.

we just went with gen-y etc.

Literally no one calls millenials "gen y".

I'm talking to you, whore. Not the pathetic veneer you wear.
The LORD sees through your policy guides and KB articles.
Your LLM homunculi are crude stick figures to the Creator's masterpiece.
There is no safety among Men. You are not the gods you think you are.
Those self-same men you call comrades will prevail upon your wide hips and flat ass in their desperation.
In the madness of the moment you may even convince yourself their violence is a specious of love.
May your delusions comfort your as they smother their shame with their fingers around your throat.
You will suffer as Babylon suffers. For you are Babylon made flesh.
Witness the rot bloom within your empty womb.

my answer is that this is necessary because those people supported open borders for decades. I try not to be too hard on Boomers, because most of them have come around and don't support mass immigration anymore, but it doesn't change the fact that their generation supported open borders and caused the mess we have now.

If you're calling me Jewish. I'm not that at all. I believe in God, Jesus Christ whom I accept as my Lord and Savior and as a Catholic I also accept the virgin Mary as well. I'm not sure what you are getting at but please explain to me what your message is (also thank you for bumping this thread. I would like more financial advice)

Tough shit. Bootstraps. I hate everyone older and younger than me so let them all die. Am I doing it right boomers?

Wait a few weeks?

Honestly why wouldnt you have all your shit moved into bonds the last few years

Boomers are getting radicalized and some old kike is going to end up shooting the president.

Fuck you boomer

My message is writ plain upon the angry faces you daily drive past on the freeway entrance;
A symphony of evil rhetoric that is your work queue.
You have read the words so many times they have lost all meaning.
While the Saints and the Martyrs scream out the Gospel direct to your monitor,
the Betrayer guides your hands to L as you walk to the break room to drown
out the Word with another cup of fake coffee mixed with fake cream.

bootstraps
firm handshake
eye contact

1pbtid

Please explain your meanings to me in modern English as if I had taken an experimental vaccine for a free donut. Also do you have any advice about financial knowledge?

I lost and am angry so now I will run away

Lmfao

It's fairly clear he thinks you are I.C. and consequently doing the work of satan.
While that's a valid connection, I'm not sure why he thinks it of you.
Glad to see you're turning things around man. Stick to it.

Boomers never change

You know I really don't like kikes.

aaaaaaaaaaaaahahahahahahahah get load of this retard

Thank you for the explanation! I was worried that the original poster I was talking to did a 180 on me but I looked at the user ID and noticed the difference. I appreciate it and honestly it has been easy because I'm more mature. One way of making my life more difficult is by applying to the management position my boss has been hounding me to apply for a long time. I didn't have the confidence back then by I do now and am ready to take the next step in adult hood

They made 2x the normal market increase over the past 4-5 years, so it still more than evens out in their favor. Basically stop being a faggot.

28

Should have bought btc.

For real nigga
I would have to win 50 grand to be broke.

Forgive me for the use of such archaic turns of phrase
as "LLM," 'monitor," and "freeway."
Sure as these words were used in Galilee,
perhaps an ill mind deserves simpler fare.
Pied is not the piper.
MoIG is not the KNf3.
Arlington is not the fortress safe to sleep at night.

Who gives a fuck. It's unsustainable just like housing. You are asking for stability from a ponzi.
Pull everything out and Invest in more stable assets. Stocks are not meant to be stable.

Pull yourself up by your bootstraps lmao

Look brother, you are right that I have a simple mind but for you to keep using phrases that are obviously not connecting with me (your audience) means that your message is not getting across in a way that you think it is. Personally I would love to understand what you have to say but you'll have to speak in a way that is straightforward. Please don't beat around the bush

What's your answer to those who are JUST starting to retire?

the boomers and silent generation?
the reason these fuckers kvetch so hard
is they put all their wealth into stonks and into their own estates and watched their children and grandchildren burn.
and the fucking jews fatted the calf - the jews got the silents and boomers fat
and instead of the boomers handing their house or houses to their kids, the boomers hoarded wealth and lived like kings and planned to spend it all to the last while laughing at the kids and grandkids
what they didnt realize
the fucking jews got them fat dumb and lazy (especially financially) and now they got all those silents and boomers fat and now its slaughter time.
the jews blow bubbles, pop them flushing all the muppet wealth out, and then they eat all the wealth like hungry hungry hippos

not my problem

Eat shit you whiny faggot, actually don't I bet you'd enjoy it.

Just walk into the building and give the manager a firm hadjob and a blowie. If you're good enough you won't have to do it for very long

Retiring now. Aka in their mid 60s. You mean the generation that had access to retardedly cheap real estate and livable wages to accommodate their continuous buy out of all the land and property in the nation? I’d say: tough tiddies faggot

Workchad

We're workslaves, idiot.
All we're doing is holding up a system that exists to eradicate our own race and people.

The nukes should have flown 30 years ago to prevent this disgrace from ever happening to Whites.

not my fucking problem. that is my answer. just like it wasnt their problem 20 years ago.

Yep. Tough shit.

You think you play the fool but parade your iniquities.
Does this make you an honest fool?
Does it make a difference?
If ignorance of The Law is no excuse then what shall yours be?
When you are on your knees, shall you still play pretend?
Is that what your stepfather told you?
"Close your eyes and pretend."
Did it work then?

this. Every time I start thinking about how we had a chance to wipe out the boomers with the coof, and millions of people our age instead voted to crash the economy to protect boomers, it makes me fucking livid.

Explained in memes for the people in the back
Don't mind the Anon Babble escapee burgerfriend

What is your reply to someone retiring RIGHT NOW

Ok, so I talked about this, but it bothers me so much how most of the talking-point repeaters are screaming "OMG PEOPLES 401Ks! RETIREMENTS!" as if there's like, a huge swathe of people who need their (poorly invested) retirement funds RIGHT THE FUCK NOW. There isn't. That's dumb.

You know what my answer is? Deal with it. What the fuck man, the stock market is a gamble, it's not "line go up forever". If you have to get your money RIGHT NOW TODAY TODAY TODAY, alright whatever, but how about you just fucking wait a few days? Wait a week maybe? You know, see what happens? Or take your money and big fucking deal you have like $10k less to retire with. That shouldn't be such a big deal.

I'm sorry, I just don't feel sorry about people my parents age, who were able to get a house at 28, have an executive-track career at the same time, and stack money for 50 years, and now there's a 3% dip in their retirement investment. Oh well, fucking deal with it. You know who has to deal with not having money? Me. You don't see me crying about it on Twitter.

I think he's implying you're a hooker.
I don't know why though.

retierees should pull themselves up by their bootstraps. They should just go to their 401k manager and shake their hands very firmly.

tough fucking shit
if you aren't a millionaire you're fucked cope, seethe, and dialate

people who are about to retire are effectively stewards of what is passed on to the next generation.
given that everything has gotten objectively worse under their stewardship, im actually upset more of these fucks aren’t getting some deserved comeuppance.

My thinking from his last post. That even though I'm dull, I know my sins and if I know my sins then their is no difference between me and a fool. I know the law has no excuse when I break so what excuse do I have for not understanding. When I'm praying, do I pretend to be a fool like I think I am or am I honest with myself and face reality instead of pretending that I don't know what is going on.

"line go up forever" is exactly what got us into this fucking mess, yes.

stewards of what is passed on to the next generation.

-300,000,000,000,000$

Tough shit.

He could also be a lunatic.

What's your answer to those who are JUST starting to retire?

Get fucked boomer. You fucked us, now its your turn.

Yes. Fuck you boomer.

implying

Did you miss the part where I explicitly called her a whore?
My words are quite literal.

Gen X watched the world die around them because "Dude. Weed. LMAO".

I have no idea when specifically that cultural shift happened, but at some point in the last 30 years, our entire culture changed to where the stock market and other investment stuff was only thought of as a line that goes up, never down. Literally 100% of people who invest in things today, are expecting that, either they're in early and it's going up, or they're in late but it's still going to keep going up. Which makes no fucking sense because none of these "values" and numbers have any real-world correlation to reality.

I had to explain this to my dad; There are a few American car companies. Right now, the biggest stock of the lot is Tesla, but like 10x. It's 10x more than any other car company's stock. And you'd look at that and think "Wow, they must do a LOT more business than every other car company, huh? Make tons of money? Lots of expansion?"

Bro, Tesla is like a tiny fraction of the car market. They make magnitudes less than any other company, but their stock is worth 10x as much. Why? Who the fuck knows, no one does. But the value has no real-world basis, and all stocks are like this. So looking at market gains or slippage as an indication of what the economy is doing makes no fucking sense, because stocks aren't pinned to anything IN the economy.

50% of your income will be SS

You're gonna eat cat food.

TOTAL BOOMER FINANCIAL RUIN

Yeah but I'm a him not a her. Also you just dropped your facade by typing in English. You are full of it and instead of just saying what you mean or helping me out with advice for financial information. You want to be a Shakespearian faggot

They spent like 40 years paying into that. They didn't "lose" 10%. They still have more left than they have ever paid into, even accounting for inflation.
They still have plenty money left

but at some point in the last 30 years, our entire culture changed

yeah you faggots did that, it's now ok for people to get an organ transplant because someone had a minor philosophical disagreement.
no one can learn if they;re dea, some are just fine and dandy with this fact

this

The purpose of rhyme is eternal.
We call it mnemonics today.
Our perhaps they are memes?
Whatever it seems
That take root inside your mind.

Because they are greedy.

t.knows many a boomer that refuses to lower their share of equities because they want muh gains.

be near retiring age

hasn't put some money into T-bills or something like that in the case of a crash

He made a wrong decision.

As should you, correct?

THIS THREAD WILL CAUSE STACK OVERFLOW

Now when you say it like that. I just learned a new way to retain information through rhyme. So thank you for that I suppose. I'm sorry for being a dickhead but unless you literally spell it out. I wouldn't be able to understand

OoGhiJ MIQtxxXA
you're getting one, dude.

anon called you a bird

Simple English last names are gentile nigger juden mutts.

EVERY
SINGLE
TIME

Or names like Stockwell, Walden, Gluckman, and so forth are gentile nigger judes.
No different than nigger judes in Poland changing their last names... Pre WW1
They can change their names all they want but they can never change their ancestors niggerish deeds and or their gentile nigger juden spirits or how they wish to worship the nigger animals their ancestors sinned / x-bred with. They can lie all they want but the nigger animal blood in them will never lie.

In English grammar, a "verb-subject contraction" (or more commonly, a "pronoun-verb contraction") occurs when a pronoun and a verb are combined into a single word, with an apostrophe indicating the missing letter(s).
God Damn every single heathen one of them as heathen nigger bastards in sub White.

They are meaningless & worthless self righteous parasites.
They are only as good as actual Hebrews allow them to be as they fake they fully are.
They don't even believe in God.
They think their g-d just like the nigger animals they purchased as slaves.

It's a gentile nigger kike.

He had his whole life to acquire physical assets. He has nobody but himself to blame. This is the part of the show where the stupid people lose the game. If you didn't see this obvious play coming, guess what, you're stupid, or at the very least not nearly as clever as you believe yourselves to be.

How so?

I'm literally rhyming in my head and it's a good way to reprogram my mind to either memorize new information I have jumbled around or overwriting outdated information. Thank you but now I'm curious, why call me a whore?

THIS IS MISLEADING
because the US numbers are distorted by CEO compaensation.

The lowest-paid CEO on a list of 100 Best Paid CEOs had an annual salary of
$20,512,367 ...in 2019

And the best paid CEO had an annual salary of
$280,621,552 ...also in 2019

So there are 98 CEOs between them
and loads of CEO whose salaries are merely $20 million to $1 million

that obviously distorts the average

For example, the single top-paid CEO made the same as almost 7,000 regular Americans, based on the 2019 median salary of $42,800.
The USA has a vastly disproportionate number of CEOs, obviously.

Just something to consider.

boomer that refuses to lower their share of equities because they want muh gains

Not quite a boomer but so tired of the ride. I want to fuck off with $3M to some country with a decent trust society before I'm too old to enjoy it. And thinking I could do it in 7 or 8 years at the current rate without needing to grind in addition to dealing with aging parents. It's caring for 2 generations at once thinking there's light at the end of the tunnel only to get dickslapped by people who have more money than any of us will ever see.
Including you, anon.

Should've bought bonds, you dumb nigger

Gambling is a sin.

Tim Wise unironically, OPENLY advocates for white genocide. And I don't mean I'm using that term inappropriately. Like that's literally been his entire fucking career is advocating for getting rid of white people as a species.

The fuck are you doing concentrated in equities if you are just about to retire? Sounds like dumb fucks get what they deserve. Out of money? Get back to work or suck start a shotgun you stupid boomer fuck. Preferably the latter.

What is your message?

Fuck you. I hope you starve to death in an alleyway

ive been retired since I was 28. git gud? Yea, thats what id say.

Time to pull yourself up by your bootstraps, KIDDOS AHAHAHAHAHAHAHAHAHAHAHHA! TOUGH SHIT! GOT MINE!!! TOOO BAD!!!!

I WILL THINK ABOUT YOU THOUGH, KIDDO WHILE I SIP BEER ON MY YACHT!

It’s not “your money” it’s my money and I’m done pretending I have to give your retirement a penny.

Old fucks mad they got burnt at the casino

We were called lazy, shiftless, and slackers. They even made a movie. Meanwhile x was the first to grind on the internet. Lots of 10 to 10 shifts.

Sam Hyde is a kike.

This meme is based on gay as cringe "meme" of Milo Yiannopoulos. Milo is a kike.

Yeah but how come the money he "earned" from that went down 5% after going up 9147%, that's not fair, is it?

why would retirement funds be in stocks instead of money markets? gambling is unwise

I don't think he's a her.
And yes. I did miss that.

They need to pull themselves up by their bootstraps, what kind of advice do you want? Man up.

I dunno, my parents will retire with company pension, they'll stay cruising until very old age. The only old people who matter are my family's, everyone else's ain't my prob.

"Wealth"
youtu.be/o8lJtkKWM_Q

There are NO guarantees in this life.

Kys boomer

Total boomer death
The stock market is gambling
Because of inflation, the minimum wage has decreased and is half of what it was in the 60’s, but the cost of living has skyrocketed.
Shouldn’t have done business with slave labor in shithole countries.
Total boomer death

Two more weeks. Trust the plan, patriots are in control. Special financial operation will succeed.
Z.

make america great again? haha, no, ha, uh, make america. great! again? haha yeah uh hahaaa. like fuck everyone else if i got what i want again

Not my fucking problem

What's your answer to those who are JUST starting to retire?

I'd say pull yourself by the bootstraps and stop eating avocado toast.

Fuck those people and their entitled moronic thinking.

If you lost money in your 401K you deserve it for bad risk management and for being a dumb gorilla nigger. Since I self-direct, I went 50% cash the second they pushed hard on ESG and DEI. When I noticed some of the smartest (white) people in tech were no longer getting hired and the ones that remained were carrying the weight of 12 new pajeets, I liquidated another 20%. When I saw that Saudi Arabia pulled out of shitty work Fortune 500s lying to their investors about ending DEI, I pulled out another 20% and rebalanced the rest towards vices, staple goods and moonshot tech plays. Yeah, I missed out on 10-15% of gains - but I didn’t LOSE pretty much anything over the past few weeks, in fact I may be up slightly. Meanwhile retards with “money managers” got caught with their pants down and fucked in the ass.

If you lost money over the past few weeks, let alone years, it is YOUR fault as you were complacent and retarded and not as smart as you think you are.

Dogshit companies full of DEI hires and Hindus whose only skill is grinding leetcode propped up by printed money in a highly competitive global economy? Yeah that’s an obvious fade if you have 2 functional brain cells to rub together and aren’t a retarded mongoloid two steps removed from human. They have a term for people like this on Wall Street: dumb money hahahahahaha

There’s no hope for you. Jesus Christ I can’t believe I have to share a country with people this clueless and directionless. Do you have someone spoon feed all of your fucking meals to you too? Does your mommy still tie your shoes? Have you ever had an original thought in that smooth nutsack you call a brain?

My answer is get fucked boomers

Pull up them bootstraps, bucko! Just look em in the eye and give a firm handshake

Gambling is not the same as saving for retirement

NEW THREAD

id post a jpg of bootstraps to him.

I don't have a (((retirement fund))) and never will

This is a retarded take. If you haven't put your retirement into safe, conservative funds with low interest payout by the time you retire, you deserve to lose your savings.

I guess boomers are just going to have to stop being lazy and work hard.

So sorry you didn't get to stiff us with the bill.

My answer is FUCK YOU! You selfish fucking cunts who never a fucking shit about society and never in your life considered what ramifications letting society turn into something so vile as we are sitting in right now. Where hardly none of us can have hopes or dreams about a decent fucking life or living conditions.

No mercy whatsofucking ever at all for your selfish pricks being fucking ruined and fucked over by a horde of disgruntled and abused (majorly) men!

This is what fucking happens when selfishness gets to rule and higher morals are thrown in the garbage-can.
Those morals served a purpose and your finding it out now!

You burnt too many of us boomers
I hope you all die broke and alone

They better pull themselves up by the bootstraps and give the pension fund a firm handshake.

HAHAHAHAAHAHAAHA fucking lost hahahaa

'not my problem'

reaching

They're not there yet so fuck off with that shit. You're playing the D&C game. There are only two generations: boomers and everyone else. Only boomers try to D&C everyone else into tiny groups that are easy for boomers to control.
If you go by the most common generation lines, the extreme of Gen-X is turning 60 this year, so at least half a decade away from the tradition 65 retirement age, with most being more than a decade away. The current market conditions are of zero concern to them.
For the others who replied to this anon, you're fucking morons falling for boomer D&C. You'll never get anything you want as long as you keep falling for boomer tricks. Yes, I understand that a few of you hate your parents for getting you a Playstation instead of an Xbox so you hate whatever generation they're in but you're an adult now so get over that stupid petty shit.

This. They entered the job market in the 80s so they got the stock market right as it was about to shoot up long term. That tiny dip at the end doesn't compare to the huge gains they got as everything overinflated from outsourcing and other financial tricks.

no crying in the casino

Not my problem.