Can drumpfies explain who does this help?

who does this help

i wonder

People who dont overdraft their accounts shouldnt have to subsidize those that do.

This shit that Biden created is integral to existence and cannot be undone or everything everywhere will fall apart!

I’m not single, so I can’t answer.

Mad how people simp for the boot.

Like lesser apes in the hierarchy quivering so the alpha ape spares them, you hope the government boot doesn't quash your own neck as hard as the other apes. You are pathetic and deserve your inevitable death

The government, media, and education system agrees with democrats on 9.99/10 of subjects. Even Trump, the guy who is basically the liberal devil, is a nigger and faggot lover from New York. Who’s licking the boot again?

You are licking the boot. Banks are raping the population, and you're all like "this I'd a good thing, rape us some more daddy, create a shark tank for society".

You live in a crime ridden shithole and can't piece together that driving people to the edge causes more crime

make bad decision

receive consequence

"hey maybe this consequence is a sign that you should make better decisions"

WOOOW LOOK AT YOU SIMPING THIS HARD FOR GOOD DECISION MAKERS. HOW'S THAT GOOD DECISION BOOT TASTE FAGGOT

Overdraft fees are just a tax for retards

the decision to not have enough money

Keeps people who dont over draft from having to subsidize poor niggers

Yes

lol this is rich
Donkey flags are ALWAYS Jew banker puppet
Kill your your family, before we do.

Taxing the antichrist isnt a valid political movement.

You lost

This
Don’t spend money you don’t have.
Why are Marxists so entitled?

Stop going into the overdraft?

the decision to not have enough money

yeah its called being a woman.

payday is in 2 days

you have $20 left in your bank account

Spend $14.97 at mcdonalds and $5.01 at starbucks

lmaooo YOLO

I live in a town of like 500 people dude, the only criminals are the fucking raccoons.

Yeah this is my point, making excuses for blood sucking parasite to rape people of their money. Simping for faceless corporations to poison society.

You deserve to be spat at

It helps the banks.

Not even gonna respond to my points, just simp for the working classes to be robbed blind

Free market. Also be responsible for your money.

see

I've fucked more people than that.

I suspect you have too

put a gun to someone's head

"jump off that bridge of I'll shoot you"

they jump

"shouldve made better decisions"

No it isn't, read the bible atheist false flagger

make better life choices

Can drumpfies explain who does this help?

it helps trump's constituency, the 1%

Overdraft allows you to withdraw money than you have.
An overdraft fee is a tax on the borrowed money.
Rule cap of $5 fee means that banks can lend as much as possible.

This looks like it will help the banks.

Don’t project your mental illness on me retard, premarital sex is a sin. And casual sex is degenerate as fuck

Borrowing money is free market.

No it isn't. Paying with money you have is free market.

That's also the free market, but lending is perfectly valid in a free market economy.You dumb monkey nigger.

Last year my bank made it illegal to loan. It's the best incentive you can give a customer to make money

What

Don’t spend money you don’t have

when banks loan out money so people can spend money they dont have

the economy is built around this

I guess people should stop agreeing to buy houses promising they'll pay it off over the course of 30 years

Senate

But Drumph!!!!

Kill yourself.

That’s how banks make their money though lmao.

Are you really so disingenuous as to compare a lone defined by strict terms in a contract to overdrafting an account?

No it's not you rat. Negative money isn't possible.

Legalizing theft through government enforcement IS NOT free market.
A free market condition is no lending you RAT.

THANK YOU TRUMP FOR PROTECTING THE BANKS INTERESTS. MIGA!

Negative money

Holy shit, you are a literal monkey brain, nigger teier tard fuck.

Kill yourself, you disingenuous Jew.

A free market CANNOT exist with lending. LENDING MUST be enforced. SHUT YOUR MOUTH.

Sometimes that shit is automatic though, like bank fees.

When it comes to spending money you dont have, it is all the same yes. The loans are a means for banks, which are supposed to be about safeguarding your money, to make money.

SHUT YOUR MOUTH YOU RAT.

if you put artificial restrictions on the ability to lend money, you have by definition created a non-free market.

, it is all the same yes. T

Except it's literally not, and your disingenuous dumb fuck for saying it is.

It helps the banks when they restructure your transactions and force overdraft fees

I accept your concession brainlet

ENFORCEMENT REQUIRES GOVERNMENT LEGISLATION AND LEGAL OVERRIDES. INTENTIONALLY CREATING CRIME THROUGH A NON FACTUAL SYSTEM IS NOT FREE MARKET.

so you're against some poor person using a few of your 1s and 0s for a couple of days but you don't mind your bank lending out your money and taking interest from it?

This is something poor, retarded niggas make up in their own heads that doesn't really happen. But if you're living that close to the edge, you deserve whatever happens to you anyway.

Saving yourself God huh, I'm sure he will appreciate it.

You're a gonna die a virgin, full of anger and regret unless you let go off your death cult beliefs

Like be born to the right billionaire parents.

That boot is extra tasty huh

Mostly correct.

SO MUCH THIS! KILL THE POOR AND REPLACE THEM WITH HIGH SKILLED INDIANS! MIGA!

Yes, fuck poor people

important information that I did not know in my 20's

More than 1 in 3 workers (34 percent) say they are living paycheck to paycheck. That means they have little to no money left over for savings after covering their monthly expenses.

If that's what you want then I won't stop you but just becareful what you wish for I guess, once they sink you'll be the next in line to skirt on razor's edge

LENDING MONEY IS NOT FREE MARKET.
YOU CANNOT REPOSSESS MONEY WITHOUT LEGAL ENFORCEMENT. THIS MEANS THAT LENDING MONEY CANNOT EXIST IS A FREE MARKET SYSTEM.

YOU PAY FOR THE PRODUCT AND THAT IS IT. THE TRANSACTION IS AT THE PRODUCT TRANSFER TIME. THERE IS NO CRIME IN THIS. IT IS A SIMPLE SYSTEM YOU DUMB FUCKING RAT. IT DOESNT NEED ENFORCEMENT BECAUSE IT'S SIMPLE. FALSE EXTENSIONS ARE INTENTIONAL CONNIVING.

This retarded faggot can't even decide which ad hom to go with.

coddling the financially illiterate is not the governments job.

I like how you get blown the fuck out so hard you have to make Straw men the size of burning man.

Good. Get those retarded genes out of my fucking gene pool, nigger

Basically none of this post is correct, though.

Not in my country. I cannot pay interest on my checking account anymore. It doesnt fit the current zeitgeist according to them

BASICALLY ALL OF MY POST IS CORRECT.
BANKS SHOULD NOT BE PROTECTED BY GOVERNMENT INSTITUTIONS IF YOU WANT A FREE MARKET.

Can you please learn English, god damn it? Do you mean you can't get interest on your checking account? And you're not using zeitgeist correctly.

DAY 1 BANKS COLLAPSE.
NO-ONE PAYS BACK LOAN. FUCK YOU.

That part's pretty much correct.

holy shit you're a massive kike

all that a $5 limit logically does is prevent banks from offering overdraft services beyond paltry sums because they're not allowed to charge the percentage of overdrafts that never get repaid

That also basically incentivizes poor niggurs to go ahead and overdraft their accounts, which puts that burden on the rest of the people that don't overdraft their accounts. It's just another way to, quote unquote, socialize the losses from people that are actually productive.

Can drumpfies explain who does this help?

limits overdraft fees - punishments - for overdrawing your bank account to five bucks

HHAHAHAHAHAH!!!!
Suck it, jews!

Oh look an anglo who can barely speak one language and is proud about this achievement.

I cannot go into debt on any of my bank accounts. The ING bank thinks it will hurt my furure

So you just can't overdraft. That's not exactly a newer novel.

what did my nigga Jesus say about debt?

which puts that burden on the rest of the people that don't overdraft their accounts.

Really?
Care to explain how that happens?
I mean, not to me - interest rates for savings accounts have been basically zero for years - and so I pulled all my cash out of the bank.
Just enough for day to day operations
But for everyone else, can you explain how some negro overdrawing their account "puts the burden on the rest of the people"?

interest rates for savings accounts have been basically zero for years

The fact that you're going to straight up lie like this means that you're not a serious person and do not deserve a serious reply. So titty titty nigga balls.

Use a different bank for your ebt and neetbux? Get off ebt and neetbux if you can't switch. I have a credit union that doesn't charge for overdrafts until I get three in a month.

No. Eat shit lol

The fact that you're going to straight up lie like this means that you're not a serious person

LOL
Picrel

0.01%

0.001%

0.1%

Lying ass kike.
EAT
SHIT
YOU
KID
FUCKING
YID

forbes.com/sites/advisor/2025/03/28/history-of-savings-account-interest-rates/

Well, it It was for me. Debt is an addiction and I'm happy it's no longer part of my life. Banks should be regulated more imho

The rule didn’t do shit. My bank’s overdraft fees have been well over $5 for years.

Yes, I'm really raking in the dough with my ZERO POINT ZERO SIX PERCENT INTEREST RATE THAT TECHNICALLY ISN'T FUNCTIONALLY ZERO
You fucking kike
I hope you get hit by a fucking cement mixer

This was meant for you, shlomo Misclick

National avg

Oh fuck off you retarded kike. A single Google search and you can find these

I don't see the connection to the $5 limit, but I think it's obvious that people who overdraft their accounts and don't repay the debt have taken that money directly out of the pockets of the people who do repay their debt.

That also basically incentivizes poor niggurs

lmao this faggot isn't allowed to type nigger

My speech to txt wrote that idk why, NIGGER

I can explain from first glance

jews and niggers

America is in a 4X sim. We have helped feed the other factions long enough. It is time to strengthen our borders, purge aliens and dissidents and promote a vertical independent industrial base. We can provide for all of our citizens needs internally. End game time motherfuckers.

you cant even type? and you're ID hopping

I actually did the math once... if you overdraft several hundred dollars the fee ( even the high ones ) are cheaper than a personal loan. But the retards like to do 20 dollars at a time instead of all at once.

I lost my thumbs in nam

The fucking banks are beholden to the Fed
The Fed has set conditions for the single greatest economic disaster in human history
I genuinely do not give a slice of a fuck about banks, kike bankster fuckheads or their entire rotten, criminal race of kid-fucking subhuman trash
I hope they make student loan debt dischargeable by bankruptcy
Not because I want to hand useless degree having dumb as fuck niggers a freebie, but because I genuinely fucking hate kikes that much
I would have a goddamned celebration if they bulldozed the Fed, hung every last one of those motherfuckers from lamp posts and then salted the earth where it stood so nothing green grew there ever again
Take field trips of small children to the dead place and explain to them where the Evil was and why we had to fucking kill it

Nigger

NTA, but those come with tiny letters stating

applicable up to three months after signing on

annual rate afterwards is 0.50%

Its literally for as long as you have the account.

lists years worth of savings interest rates listed by month, for years

all are under 1%

most are under 0.05%

Functionally zero

I even gave you a fucking link backstopping my point
Your 20 second cherry picked snip tool image is piss weak
Eat a bag of pig shit you kid fucking kike

did you break them off inside you ass?

I know, right?
Promise a high return in HUGE FONT so the boomers notice it
Bury the functionally zero interest rate in the small print after the couple-months worth of interest expires...

Totally, anon.
I'm sure you'll drop the source any moment now so I can show you the tiny letters your boomer ass can't see anymore.

overdraft

i CAN'T overdraft, the transaction simply won't go through
lol

Your 20 second cherry picked snip tool image is piss weak

The fact that exists btfos your entire argument. You can choose your bank. If you're a retarded bigger and choose a shitty rate, that's your own fault

Bro, the bank doesn't even have the money it lends out.

They're setting conditions
They are going to give everyone in the US who is still stupid enough to have cash in savings accounts a haircut just like they did the Greeks.
I pulled everything I had out.
Bought a shit ton of junk silver in old US coins.
Bought a 25 year old car - easy to fix - with low miles and keep it in good shape.
Spare parts, fuel, food, seeds, ducks, livestock, fruit and nut trees, berry bushes, ammunition, weapons, gear, first aid, medications, physical reference material, a wood burning stove...
They have set conditions for an economic implosion that will take down entire countries
Anyone who has their cash in a bank is a fool

Post link, kike

It helps everyone make smarter financial decisions. Duhhhhh

Go fucking Google it you dead brain bigger god damn

I envy you, anon. I really do.
Everyone back here just seem like lambs waiting to be slaughtered.
I wish getting into your country wasn't as hard as it is.

Simply shut the fuck up you clueless little internet faggot cock sucker

He's obviously baiting, you retards.