You’re running out of time to buy a RTX 5090 at 0% interest and waiting for Klarna to go bankrupt

lol

There's still late fee penalties and what if they get bailed out?

won't they just sell the debts for pennies on the dollar to some collectors who then destroy the credit rating of any non-nigger borrower?
my brothers credit was temporarily ruined by an unpaid mobile phone contract bill for something like £20.

They did this shit in the 90s, sub prime it was called.

be me

working dead end corporate job

called into presentation

bosses super excited

branching into the sub prime market boys

switch of

hear term "sub prime" while bosses rub hands

meeting finishes

leave meeting

go for cigarette

ask work fren "what the fuck is sub prime"

he explains giving poor people stuff on hp

poor people won't pay it back and will just keep the stuff

Eight month later buisness goes bust.

Their buisness model was connecting a coin meter to the TV, to watch TV you had to feed meter, they expanded this to giving poor people furniture and household appliances, still expecting them to feed the meter, which now demanded to be fed at a quicker rate.
Poor people just cut the meter of and stopped answering the door to collector.

kekw
they tried to use chatgippity to badger their marks into paying

They fired chat and went back to using real annoying people instead tho. Never let it be said, klarna does not learn from it's mistakes.

It's not monthly installments if you want zero interest. You have 30-days to pay, basically weekly, for zero-interest rate. Which is no different than a normal credit card in reality.

It's the same Jewish mind trick of "hey sign up for Chime and get paid two days earlier!" as if that changes the fact that your next paycheck is still the same N number of days between the last. Getting paid on the 5th instead of the 7th means you get paid on the 19th instead of the 21st.. all so you can give them your data (and probably kike fees hidden in there).

If you finance something through Klarna using their "up to 36 months" plans, it's basically 20% APR like a credit card. They also have late fees as well if you don't pay your 30-day on time or your monthly installments.

The one good thing about Klarna is that it consolidates all those fucking annoying store-specific credit cards. Rather have one instead of every other store asking me if I want to sign up for theirs. When you're the least bit financially savvy you realize how predatory and "bottom of the barrel" they target.

Nigga, I buy Voodoo 3 in cash.

go into denbt for souvlaki

It's pay in full, in full 30 days later, pay in 3 (33% at time of purchase, 33% after 30 days, 33% after 60 days) or in some places, pay in 4 - all of these should be interest free, if you pay the installments on time. Longer, or miss payments, you start heading into the 20%+ and late payment fees shit.

Who would have thought that giving loans to poor people with bad money-managment(cause if you weren't poor and bad with money you wouldn't need such a loan) to buy dumb consumer bling might backfire?

it's subisidized by gubermints and consumer lobbys saar

I don't want to sound like a nigger but it is actually possible to transfer money from mu debit card to add balance on Klarma amd then use the Balance to pay for something?

backfire

never underestimate the stock markets love of retards. They are ready to throw vast sums at ANYONE they think can successfully monetize this demographic. While continually failing to realise, no-one can as they simply don't have any fucking resources to monetize. Klarna just fucked up by not cashing in before the repayments stopped arriving.

I'm not sure why:
(a) this would be an issue, that's kind of what it's for
(b) why the fuck you would want to - just pay with your debit card in the first place?
Klarna is to get payment via installments, so basically you'd but something with it, paying 1/3 up front, then two more payments of 1/3, each after 30 days. I'm maybe not understanding your issue tho.

Garnish their wages by being directly associated with their social security number or their like human identification number. I couldn't imagine how nice they were to be like sure I'd loan you your rent for like 50 bucks every month for a couple years to pay your rent for a half a year damn near free of charge. Credit is proof that 2000 years together is a joke against us. Jews have no duty to include gentiles in their game. Gentiles should've played Jew and muzzie games but the victim blaming economy and hating the other just don't allow that.

To expand on this, I don't think you can 'pay money in' to a Klarna card, ie, have a positive balance at all. Basically you just click on some shit you want to buy and choose your payment plan, and if it's a 33% down plan, you need to also have a payment method for that. So no, afaik, you can't load it with cash, but I maybe wrong. You just click on shit, select how much you want to forget about it, then click on more shit.

*Sigh* ok I am going to explain: I got rejected from Dell because my Paypal is set on Mexico and the store only shipps to the U.S. so I was planning to transfer 8500 dollars from my debit card to Klarna and pay for the product.

that's even more retarded

I know, but what else I can do? You can call me Pajeet if you want

Their buisness model was connecting a coin meter to the TV, to watch TV you had to feed meter, they expanded this to giving poor people furniture and household appliances, still expecting them to feed the meter, which now demanded to be fed at a quicker rate.

w-wut

he thinks his debt will disappear if the company goes bankrupt

HAHAHAHAHAHAHA

I don't think Klarna was supposed to be for everyone and was a closed off loan system particularly for Swedes because they have that cultural thing I forget the word he said it was but it's like a specific word that's they practice that makes them more likely to not fuck you off on business and deals and shit. It's like some type of way of life that he practices to keep community strong and tight knit.

The website says you can do it. Tho I haven't see a single video showing someone to do that

Klarna fucked over Sweden plenty of times with high fees etc.
Their payment integration works well though, I just use it for normal transactions because the only loan I want is for my house.

Muscle is banned in feminist sweden

If you're going to steal money from someone, it's not a good idea to give them your personal details first.

Those details will differ per country. Their 3 term payments here for example were 20 percent plus a fee, that's illegal in some other countries

What can they do when the debtee is named Tyrone and refuses to pay

Wait...niggers are bad with money???? Oh, no!

Typically they do credit checks, here you will eventually get less gibs

Hahaha not even in finland they can garnish gibs. Stupid swedes think US would work similarly as the white part of sweden.

I chuckled at this as well.

No, I figured it was something like this. You (still..) can't (afaik) frontload a Klarna regardless what their fucking website claims. And if you can, I've no idea how to do so desu. And I'm still not seeing how that would resolve your problem anyway if you are in Mexico and the store won't ship there.
What you need is a shipping agent, you pay to get it sent to them and the agent forwards, for a fee. Though at $8k+, they may also get antsy about shipping to a non-card-registered address.

oy vey, no interest?!

SHUT IT DOWN

You’re running out of time to buy a RTX 5090 at 0% interest and waiting for Klarna to go bankrupt

But I need the H100 for my AI model training. Can I use Klarna to buy it?

Like, just fucking click on the thing, select Klarna as payment and pay it off I stantly via your debit. None of which resolves the fact they still won't ship to Mexico.

maths "geniuses" are some of the biggest retards out there. Especially when it comes to applying maths to finance/the economy.

what can they do?

Send your information to debt collection agencies, I know you have those, no you can't just ignore them like some americans can.

And Klarna will balk at $8k+ as well.
tldr, it's a non-viable idea all-round, this.

remember that guy who got like 10 credit cards and maxxed them all out right when covid started because he was convinced society would collapse and all businesses would go bankrupt and he'd have all this stuff and never have to pay for it? i wonder where that guy is right now?

Yes, I can't ignore but americans can and this was the problem at first place.

Probably filed personal bankruptcy and started over. Life is easy in america when you are not a good goy.

debtmaxxing is a viable strategy, he just needs to tell the credit card cos to do one and go bankrupt for a bit now. What is dumb would be fucking your credit rating for only a few $thou. or whatever. Not worth the hassle that.

I forget the word he said it was but it's like a specific word that's the practice that makes them more likely to not fuck you off on business and deals and shit. It's like some type of way of life that he practices to keep community strong and tight knit.

You mean white people morality. Internal locus of control and instinctual group oriented behaviors developed through 10,000 years of surviving in resource poor regions. ie. not being a nigger.

I also want to buy this but Jewgle said Nvidia declared the end of life of that product! It is true?

Answering your question: depends from the website since I can not buy a single GPU from Nvidia since they always send me to a retailer.

Proxy agent

Already tried but from the U.S I heard a lot problems unlike Japanese Proxy Buyers who are pretty nice from experience.

What I want to do is this: use Klarna as a debit card so I can fill the balance up to 8500 dollars buy the product and sent it to my aunt house then ship it to my house.

you can use pay pal montly payments.

I know but the fees are basically double as Klarna.

I know I am acting like a nigger for not wanting to use my debit card but I thought lt would be easier that way.

They'll just sell the loans to some collection company. They might give you a discount though if you pay instead of going to court.

No, as above
Klarna is not generally used for items this expensive. The 'credit limit' - although it's not a card - is going to be around $1k. There is no way in fuck I can see it being happy with an $8k purchase, even if you were planning to pay this back immediately, or in your case, in advance. The obvious answer it seems is wire your aunt the money, she buys them ships. And you buy her something nice for the hassle.

these companies are run by retarded goober nerds who don’t understand how the world works. peleton failed because turns out, instead of buying an overpriced stationary bicycle equipped with an interactive ipad with nature videos people would rather just buy a bike and go outside

Phillip K Dick wrote a book called Ubik that took place in a dystopic future where everything was coin operated. You needed to put money into your door to let you in your home.

There’s no game worth the price of that and I dnt edit videos so why do I want that thing that bad?

Amazing company. You should buy stock in it once it IPOs. TO THE MOON.

.fund kikes now with their money to pay more money to kikes later
it has been OK scheme for millenias but amount of niggers have surprised kikes

I've seen coin-operated electricity metres in London houses.

Either you put in coins or you don't have electricity.

waves @ Anon Babble

build up 100k+ in revolving credit lines

decide the day has come

hop over to another country

debtmax on gold

declare bankruptcy in the US

live on your gold and foreign income for 7 years

repeat

Picrel: What is happening right now at Klarna.
Klarna a Swedish company, doing fine.

Introducing in USA.
Americans: Gibs me dat!

This is why we can't have 0% interest in 12 easy payments.

a RTX card

klarna spam

2pbtID

Pajeet on vpn

Yeah pretty much have to get out before your bad debts get too old and everyone realises your huge profit margins are bs cause you havent actually got the money.
It preys on investors who cant read a set of books. Aaah look at the huge revenues and net profit. Except theyve accrued the sales where they havent collected the actual cash.

And you buy her something nice for the hassle

Kek thanks for the advice anon, now I am going to sleep. Kiss.

high degree of trust

venmo each other over a cup of coffee

Lolololol
Nords are autistic retards

Can they literally not force you to pay it back?

I need an answer on this

this is the way to financial freedom

All this was written 50 years ago by the writer Nosov in his book "Dunno on the Moon". There were such economy hotels where every action required a coin - to turn on the water, to turn on the air conditioner, and so on. Even to move the bed. Which of course does not diminish the dignity of Philip K. Dick - I am his fan myself - especially the book "A scanner darkly". Although I am generally a fan of books and reading.

Ama
During covid I took on 40k worth of credit card debt buying cs2 skins. I sold them on skinresale websites and pocketed the cash. My car is in my father’s name. I am an electrician by trade. (I worked for a reputable one for two years) then quit to do cashwork. I have free healthcare because California. I have 100k in cash under my mattress rn. Probably a considerable amount more since I’ve stopped counting

I tried doing the pay later once and it still has fees if you pay on time.
Its just a complete scam all around. They probably thought white would use it and their fees would make up for the niggers.
We really doing this again? They didnt learn after 08?
Niggers dont pay back their loans. How hard is that for them to grasp?
After this shit happens they always blame white people for being savers and not spending enough to stimulate the economy

Depends on your countries laws I suppose. They can't force you here. In fact, nobody can force you to pay debt here, unless it is one owed to the state ofcourse.

In fact, nobody can force you to pay debt here, unless it is one owed to the state ofcourse.

Why don’t you just take the largest loan you can from a commercial bank and default then????

Based. I didn't pay my mortgage for a couple years during covid. Govt even wrote me a check later to pay off what i didn't pay. Having a wife that is technically disabled helps to get into lots of programs, especially in Cali.
Sold the house.
Not working. Sitting on 330k and we get about 50 a year in disability gibs.
Always take advantage of whatever retarded shit the govt is doing. I could have easily paid that mortgage that whole time

It klarna get a lot worse

I owe like 4k to various companies.

Any advice on getting disability? What does she have? I have heart problems and am tired of working for these middle class plebs

bruh i got a 4090 and that was 1850Euros. nvidia will have to correct their prices for the 6090 because 3000 is just unrealistic. 2000 was already unrealistic but that was after the covid goyim mass psychosis and crypto scalper wave where everyone was still convinced prices had to be heckin high. that shit won't fly anymore
if they go bankrupt they will sell off their debtors to private legal debt collectors. lmao no free 5090 for you goy

holy shit lol, 50k a year doing nothing?

no wonder jewlon wanted to head doge, imagine how many people are out there like you

unironically congrats on your success though :)

Swedes seem to be oddly naive and trusting even when they have been warned countless times.

My wife has POTS so it was easy for her. She worked two jobs right before she started having fainting episodes.
The main take away are:
Disability is done by %, there is a range of what percent disabled you are which correlates to pay.
How much money you made on average in the last 5 years before disability:70-100k a year I think hits the max.
Its hard to prove without a lawyer and/or lots of medical paperwork to back it up, pain in the ass to apply for. I think its like a 80-90% chance they will deny you even with decent records:hire a lawyer.
Recently the govt tried to say my wife wasn't disabled anymore, I paid 5k for a lawyer and ended up not needing them. Better safe than sorry.

Too true

My parents make a lot of money and I used to joke we are getting their taxes back from the govt whenever they bitch about taxes

We had a coin-op gas meter when I was a kid. 50p a go.

They gonna pass this bill today or not? How os that gonna fuckup my day trading? Im straight short on the market today
This nigger talking cannot control the volume of his voice kek

This faggot just called the nigger a “silly goose”
2025 congress for you

Imagine being a loan shark for this. Jesus christmas just act white and pay your bills on time.

You don’t need a 5090 unless you’re generating stuff for a living btw

5080 is the gamer card and it’s still overpriced

Well they fired most of their SWEs and other employees in favor of AI. Now they're begging for them back, but will only hire them as contractors. So past employers are telling them to get fucked.

what a smelly looking hand

I owe almost $400 to doordash just in the last month- is that the same company? will i not have to pay it if they go bankrupt?

Great for buying motor oil or whatever, 1 month and half payment plan

how much is a 5080?

nigger hand

pay in full

literal financing app

who in their right fucking mind is using klarna or other financing apps to pay in full
what a dumb fucking thing
also that nigger is financing 100% they will never pay in full wtf bullshit add is this? goddamned fucking jews

Not true, country court judgements and balifs can get the debt.

actually it's simple. 4 payments split over every two weeks. Afterpay added a deferment on the first two but klarna is the gay American version of afterpay. Point being... no interest unless you are a retarded and refuse to pay on the schedule like a retard

zero interest

How do they earn money then?
Aside from the obvious thread topic of "they don't".

selling your data on what you've purchased

Actually based. If everyone has a bad goy score then nobody has a bad goy score.

So what? If you dont subscribe to a data removal service in 2025 then thats your problem.

Thankfully I don't. I've gone to great lengths to get a credit score in the low 800s.

paying for literally nothing

lol lmao

they don't make money
Klarna is a swedish company. in sweden buying things using monthly installment (with interest) has been the norm for decades since we have such low salaries and such massive income taxes that it's the only way swedes can afford basic things like food and clothing
then one swedish *tech* company said, hey, what if we just don't charge interest and then people can buy even more stuff using installments?? this company (klarna) grew insanely fast in terms of customers but they've never been profitable. thing is, in *tech* ,which is where capital goes to die, people don't care about profitability, they only care about growing the company like a cancer tumor and then selling that tumor in pieces to the public at insane prices through an IPO

'pay in full' will just be there to catch the odd click from Klarna users suddenly worried about their mounting debt. Or click that option by mistake. 5% for doing jackshit.

You have to remember that the "business model" of many businesses isn't to be profitable. The only objective is to stay afloat for a few years during which everyone in the C suite is paid make it money. The fact that that money essentially came from investors doesn't matter, they already got paid. If the company fails later, it doesn't matter; they got paid. Afterwards, if they want to, they can just get another C suite job.

I don't trust any company to not lie.

say do thing/don't do thing

lie

oopsie daises we had to pay a fine for not doing/doing something we said we would/wouldn't

Its not "nothing", I dont want you cel saga fucks creeping on me.

yes
in this case they also want to dump their stocks on the public through an IPO
most of these startups are just transfers of wealth rather than creation of wealth, just like crypto