The solution to this is to do what scandinavia did, or something like that.
Rather than a bank loaning you 300,000 and charging 10% interest, the gov does the loan and they only charge interest for inflation.
This means that a private bank doesn't profit from you borrowing money, and neither does the gov. Instead you get to directly pay off the mortgage each month rather than fighting to pay your your borrowed money fees.
Quick example
You borrow 300,000 for house, at 10% interest,
That's 30K per year or 2500 a month just for bullshit fees so bankers can profit
2500 a month just for the interest payment, then you can start chipping away at the 300,000 mortgage
This system removes the monthly jew fee
You are free to pay off the 300,000 directly
2500 a month directly to mortgage means you pay all 300,000 in 10 years.
The state wins because its citizens all have homes and there are no homeless, the people win for the same reason. The only ones losing are the bankers, which is why the west does not do this.
You will pay the 10% interest on a huge overinflated debt!!